Are Banks Open Today in Australia?
Australia's banking sector is regulated by the Australian Prudential Regulation Authority (APRA) and the Reserve Bank of Australia (RBA). The Big Four Australian banks — Commonwealth Bank (CBA), Westpac, ANZ, and NAB — dominate the market and together hold approximately 80% of Australian banking assets. Standard branch hours are 9:30 AM to 4:00 PM Monday through Thursday, with Friday extended to 5:00 PM at most branches. Saturday banking is limited — most major bank branches are closed on Saturdays with exceptions at select shopping centre locations. Australia observes both national public holidays and state-specific holidays — Melbourne Cup Day closes banks in Victoria but not in other states, and Brisbane's Exhibition Day closes banks in parts of Queensland only. The timing of Easter also creates a 4-day consecutive bank closure (Good Friday through Easter Monday) that Australians must plan around. Australia's NPP (New Payments Platform) processes instant PayID transfers 24/7. ATM access is extensive with over 13,000 machines nationwide, including many fee-free transactions between the Big Four banks.
Check Bank Status in Australia
Upcoming Bank Holidays in Australia
Plan ahead with our comprehensive list of upcoming bank holidays
Please note that holiday observance may vary by bank and region. Always check with your local bank for specific holiday schedules.
Banking Hours in Australia 2026
Complete guide to bank operating hours across Australia. Hours shown are specific to each bank.
Standard Banking Hours
Australian banks typically operate Monday through Friday from 9:30 AM to 4:00 PM. Some branches in major cities offer extended hours until 5:00 PM. Limited Saturday morning hours from 9:00 AM to 12:00 PM are available at select branches. Banks are closed on Sundays and public holidays.
Note: Individual banks have specific hours shown in the table below. Always verify with your specific branch before visiting.
About Banking Hours in Australia
Banking institutions in Australia generally operate during standard business hours on weekdays. However, operating hours can vary significantly based on the bank, branch location, and local regulations.
Weekend Hours: Many banks in Australia are closed on weekends, though some branches in major cities or shopping centers may offer limited Saturday hours. Sunday operations are rare and typically limited to ATM services. Are banks open on Saturday in Australia? Are banks open on Sunday in Australia?
Holiday Closures: Banks in Australia observe national public holidays and may also close for regional holidays. During holiday seasons, some branches may operate on reduced hours.
Extended Hours: Select branches, particularly those in commercial districts or transportation hubs, may offer extended hours to accommodate customer needs. Check with your specific branch for their exact schedule.
Bank Operating Hours in Australia 2026
Showing 70 banks - Scroll within table to see all
| Bank Name | Weekday Hours | Saturday | Sunday |
|---|---|---|---|
Commonwealth Bank of Australia (CBA) | 09:30 - 16:00 | Closed | Closed |
Westpac Banking Corporation | 09:30 - 16:00 | Closed | Closed |
Australia and New Zealand Banking Group (ANZ) | 09:30 - 16:00 | Closed | Closed |
National Australia Bank (NAB) | 09:30 - 17:00 | Closed | Closed |
Macquarie Bank | 08:30 - 17:00 | Closed | Closed |
Bendigo and Adelaide Bank | 09:30 - 16:00 | Closed | Closed |
Bank of Queensland (BOQ) | 09:30 - 16:00 | Closed | Closed |
Suncorp Bank | 09:30 - 16:00 | Closed | Closed |
AMP Bank | 09:30 - 16:00 | Closed | Closed |
ING AustraliaOnline | 24/7 Online | 24/7 Online | 24/7 Online |
Bank of Melbourne | 09:30 - 16:00 | Closed | Closed |
BankWest | 09:30 - 16:00 | Closed | Closed |
St.George Bank | 09:30 - 16:00 | Closed | Closed |
Bank SA | 09:30 - 16:00 | Closed | Closed |
ME Bank | 09:30 - 16:00 | Closed | Closed |
Bank of Sydney | 09:30 - 16:00 | Closed | Closed |
MyState Bank | 09:30 - 16:00 | Closed | Closed |
Beyond Bank | 09:00 - 17:00 | Closed | Closed |
Teachers Mutual Bank | 09:00 - 17:00 | Closed | Closed |
Bank of us (Police Bank) | 09:30 - 16:00 | Closed | Closed |
Community First Bank | 09:00 - 17:00 | Closed | Closed |
IMB Bank | 09:30 - 17:00 | Closed | Closed |
Greater Bank | 09:00 - 17:00 | Closed | Closed |
Newcastle Permanent Building Society | 09:00 - 17:00 | Closed | Closed |
Heritage Bank | 09:30 - 16:00 | Closed | Closed |
P&N Bank | 09:30 - 16:00 | Closed | Closed |
People's Choice Credit Union | 09:30 - 16:00 | Closed | Closed |
HSBC Australia | 09:30 - 16:00 | 10:00 - 14:00 | Closed |
Citibank Australia | 09:30 - 16:00 | Closed | Closed |
Rabobank Australia | 09:30 - 16:00 | Closed | Closed |
Bank of China Australia | 09:30 - 16:30 | Closed | Closed |
ICBC Australia | 09:30 - 16:00 | Closed | Closed |
BNP Paribas Australia | 09:30 - 16:00 | Closed | Closed |
Deutsche Bank Australia | 09:30 - 16:00 | Closed | Closed |
J.P. Morgan Australia | 09:30 - 16:00 | Closed | Closed |
Up Bank | 24/7 Online | 24/7 Online | 24/7 Online |
86 400 (NAB) | 09:30 - 16:00 | Closed | Closed |
Xinja Bank | 09:30 - 16:00 | Closed | Closed |
Volt Bank | 09:30 - 16:00 | Closed | Closed |
Judo Bank | 09:30 - 16:00 | Closed | Closed |
Revolut Australia | 09:30 - 16:00 | Closed | Closed |
Tyro Payments | 09:30 - 16:00 | Closed | Closed |
Zeller | 09:30 - 16:00 | Closed | Closed |
Airwallex | 09:30 - 16:00 | Closed | Closed |
Wise Australia | 09:30 - 16:00 | Closed | Closed |
Great Southern Bank (formerly CUA) | 09:30 - 16:00 | Closed | Closed |
Bank Australia | 09:30 - 16:00 | Closed | Closed |
Horizon Bank | 09:30 - 16:00 | Closed | Closed |
Queensland Country Bank | 09:30 - 16:00 | Closed | Closed |
Credit Union SA | 09:30 - 16:00 | Closed | Closed |
Illawarra Credit Union | 09:30 - 16:00 | Closed | Closed |
Circle Credit Union | 09:30 - 16:00 | Closed | Closed |
Railways Credit Union | 09:30 - 16:00 | Closed | Closed |
Firefighters Mutual Bank | 09:00 - 17:00 | Closed | Closed |
UniBank | 09:30 - 16:00 | Closed | Closed |
Police Bank Victoria | 09:30 - 16:00 | Closed | Closed |
Defence Bank | 09:30 - 16:00 | Closed | Closed |
Australian Military Bank | 09:30 - 16:00 | Closed | Closed |
Hume Bank | 09:30 - 16:00 | Closed | Closed |
P&N Bank | 09:30 - 16:00 | Closed | Closed |
Credit Union Australia | 09:30 - 16:00 | Closed | Closed |
Coastline Credit Union | 09:00 - 17:00 | 09:00 - 12:00 | Closed |
The Mac Credit Union | 09:30 - 16:00 | Closed | Closed |
Laboratories Credit Union | 09:30 - 16:00 | Closed | Closed |
Bankwest (CBA subsidiary) | 09:30 - 16:00 | Closed | Closed |
St.George Bank (Westpac subsidiary) | 09:30 - 16:00 | Closed | Closed |
Bank of Melbourne (Westpac subsidiary) | 09:30 - 16:00 | Closed | Closed |
BankSA (Westpac subsidiary) | 09:30 - 16:00 | Closed | Closed |
UBank (NAB subsidiary) | 09:30 - 16:00 | Closed | Closed |
86 400 (NAB subsidiary) | 09:30 - 16:00 | Closed | Closed |
*Limited Hours: Some branches may be open on Saturdays with reduced hours.
Note: Hours shown are typical for each bank. Individual branches may vary. Always confirm with your specific branch before visiting.
Online Banks: Banks marked as "24/7 Online" operate primarily through digital channels with no physical branches or very limited branch access.
Tips for Banking in Australia
- •Visit during mid-morning or early afternoon to avoid peak hours
- •Check bank holidays before planning your visit
- •Use online banking for routine transactions to save time
- •ATMs are available 24/7 for basic banking needs
Important Reminders
- •Banks are closed on public holidays throughout Australia
- •Some banks may have reduced hours during holiday seasons
- •Branch hours in rural areas may differ from urban centers
- •Always call ahead to confirm hours for your specific branch
2026 Banking Holidays in Australia
Complete list of bank holidays for Australia in 2026
*Some movable holidays (e.g., religious observances) may be adjusted. Verify with your local bank for exact dates.
General Bank Working Hours
Standard banking hours across Australia
Australian banks typically operate Monday through Friday from 9:30 AM to 4:00 PM. Some branches in major cities offer extended hours until 5:00 PM. Limited Saturday morning hours from 9:00 AM to 12:00 PM are available at select branches. Banks are closed on Sundays and public holidays.
Major Banks in Australia
Leading financial institutions serving customers nationwide
Your #1 Tool to Check If Banks Are Open Today in Australia
Looking to quickly find out "Are banks open today in Australia?" or "Is my bank open tomorrow?"Our tool provides instant, accurate answers for all major banks across Australia. Whether you need to visit a branch for deposits, withdrawals, or other banking services, we help you avoid wasted trips.
We cover all banking hours, public holidays, and weekend schedules for Australia, giving you real-time status updates so you can plan your bank visits with confidence.
How We Verify Accurate Bank Opening & Holiday Data for Australia
To ensure accurate results for Australia, our team monitors:
We track banking calendars for Australia and revise information whenever new changes are released. Our goal is to ensure that every user receives the most reliable status for their region.
How to Use Our Tool - Check If Your Bank Is Open Today in Australia
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Bank Opening Status in Australia — Today, Tomorrow & Holiday Schedule
Australia's banking calendar is particularly complex because each of the eight states and territories sets its own public holidays independently. This means a bank branch in Sydney (NSW) may be open on a day when the same bank's Melbourne (VIC) branch is closed — both observing different state-specific holidays like the Sydney Cup horse racing day or Melbourne Cup Day (a genuine public holiday only in metropolitan Melbourne). The four major banks — Commonwealth Bank, Westpac, ANZ, and NAB (the "Big Four") — together hold over 80% of Australian banking assets and are regulated by APRA. The New Payments Platform (NPP), Australia's real-time payment system launched in 2018, enables instant bank transfers 24/7 including public holidays through PayID and Osko. ANZAC Day (April 25) is one of Australia's most strictly observed holidays — virtually all bank branches close and most businesses follow suit. The Easter period closes banks for four consecutive days: Good Friday through Easter Monday.
Frequently Asked Questions
Everything you need to know about banking in Australia
Are banks open today in Australia?
Australian banks are open Monday to Friday from 9:30 AM to 4:00 PM, with some branches offering extended hours or Saturday services. Use our tool above to check status for your specific date and bank.
Are banks open on public holidays in Australia?
No, Australian banks are closed on all public holidays including Australia Day, Anzac Day, and Christmas. However, online banking, mobile apps, and ATMs operate continuously.
Do banks open on weekends in Australia?
Some Australian bank branches offer limited Saturday hours, typically from 9:00 AM to 12:00 PM, though this varies by location. Most banks are closed on Sundays, with digital services available 24/7.
Are online banking services available if physical branches are closed?
Yes, all major Australian banks provide comprehensive online banking via websites and mobile apps, offering 24/7 access to accounts, PayID transfers, BPAY, and various other banking services.
What time do banks open tomorrow in Australia?
Most Australian banks open at 9:30 AM on weekdays, with some branches opening at 9:00 AM. Saturday hours, where available, typically begin at 9:00 AM. Check with your specific branch.
Do regional holidays affect banking hours in Australia?
Yes, Australia has both national and state-specific public holidays. Regional holidays like Melbourne Cup Day in Victoria or Royal Queensland Show in Brisbane affect banks in those states only.
Can I use PayID and Osko when banks are closed?
Yes, PayID and Osko (NPP - New Payments Platform) operate 24/7, enabling instant transfers between Australian accounts even when banks are closed, including weekends and holidays.
Are bank post offices in Australia open on different schedules?
Bank@Post services at Australia Post locations often have extended hours beyond traditional bank branches, including Saturday trading hours and later weekday closing times.
Do banks in different Australian states have different holiday closures?
Yes, while national public holidays apply everywhere, each state and territory has additional regional holidays that result in bank closures only in that specific location.
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⚠️Disclaimer: Bank hours may vary based on region and branch. Please contact your local branch for exact timings.
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