Are Banks Open Today in India?
The Indian banking system operates under the Reserve Bank of India (RBI) and is one of the world's largest by number of branches and customers. India has 12 public sector banks led by State Bank of India — the country's largest bank with over 22,000 branches — alongside major private sector banks including HDFC Bank, ICICI Bank, Axis Bank, and Kotak Mahindra Bank. A critical India-specific rule: the RBI mandates that all banks close on the 2nd and 4th Saturday of every month. The 1st, 3rd, and 5th Saturdays are working days. This rule catches many people off guard. Standard branch hours are 10:00 AM to 4:00 PM Monday through Saturday (except 2nd and 4th Saturdays). India observes both national holidays and state-specific holidays — a bank in Mumbai may be open on a day when a bank in Kolkata is closed due to a regional observance. The Unified Payments Interface (UPI) processes over 10 billion transactions monthly and operates 24/7 year-round including all holidays. India's IMPS instant transfer system also operates around the clock for urgent transfers when branches are closed.
Check Bank Status in India
Upcoming Bank Holidays in India
Plan ahead with our comprehensive list of upcoming bank holidays
Please note that holiday observance may vary by bank and region. Always check with your local bank for specific holiday schedules.
Banking Hours in India 2026
Complete guide to bank operating hours across India. Hours shown are specific to each bank.
Standard Banking Hours
Banks in India typically operate Monday through Friday from 10:00 AM to 4:00 PM. Some urban branches extend hours until 5:00 PM or 6:00 PM. Most banks are open on Saturdays from 10:00 AM to 2:00 PM, except on the 2nd and 4th Saturdays which are holidays. Sundays are generally non-working days.
Note: Individual banks have specific hours shown in the table below. Always verify with your specific branch before visiting.
About Banking Hours in India
Banking institutions in India generally operate during standard business hours on weekdays. However, operating hours can vary significantly based on the bank, branch location, and local regulations.
Weekend Hours: Many banks in India are closed on weekends, though some branches in major cities or shopping centers may offer limited Saturday hours. Sunday operations are rare and typically limited to ATM services. Are banks open on Saturday in India? Are banks open on Sunday in India?
Holiday Closures: Banks in India observe national public holidays and may also close for regional holidays. During holiday seasons, some branches may operate on reduced hours.
Extended Hours: Select branches, particularly those in commercial districts or transportation hubs, may offer extended hours to accommodate customer needs. Check with your specific branch for their exact schedule.
Bank Operating Hours in India 2026
Showing 148 banks - Scroll within table to see all
| Bank Name | Weekday Hours | Saturday | Sunday |
|---|---|---|---|
State Bank of India (SBI) | 10:00 - 16:00 | 10:00 - 16:00 | Closed |
Punjab National Bank (PNB) | 10:00 - 16:00 | 10:00 - 16:00 | Closed |
Bank of Baroda | 10:00 - 17:00 | 10:00 - 17:00 | Closed |
Canara Bank | 10:00 - 16:00 | 10:00 - 16:00 | Closed |
Union Bank of India | 10:00 - 16:00 | 10:00 - 16:00 | Closed |
Bank of India | 09:30 - 18:00 | 09:30 - 18:00 | Closed |
Indian Bank | 09:30 - 15:00 | 00:00 - 23:59 | Closed |
Central Bank of India | 10:00 - 18:00 | 00:00 - 23:59 | Closed |
Indian Overseas Bank | 10:00 - 17:00 | Closed | Closed |
UCO Bank | 10:00 - 16:00 | 10:00 - 16:00 | Closed |
Bank of Maharashtra | 10:00 - 17:00 | 10:00 - 17:00 | Closed |
Punjab & Sind Bank | 10:00 - 16:00 | 09:00 - 16:30 | Closed |
HDFC Bank | 10:00 - 16:00 | 10:00 - 16:00 | Closed |
ICICI Bank | 09:30 - 15:00 | 09:30 - 15:00 | Closed |
Axis Bank | 09:30 - 15:30 | 09:30 - 15:30 | Closed |
Kotak Mahindra Bank | 09:30 - 15:30 | 09:30 - 15:30 | Closed |
IndusInd Bank | 09:30 - 17:00 | 09:30 - 17:00 | Closed |
Yes Bank | 09:30 - 16:30 | 09:30 - 16:30 | Closed |
IDFC FIRST Bank | 09:30 - 16:30 | 09:30 - 16:30 | Closed |
Federal Bank | 10:00 - 17:00 | 10:00 - 17:00 | Closed |
Bandhan Bank | 09:30 - 16:30 | 09:30 - 16:30 | Closed |
RBL Bank | 10:00 - 17:00 | 10:00 - 17:00 | Closed |
IDBI Bank | 10:00 - 16:00 | Closed | Closed |
South Indian Bank | 10:00 - 16:00 | 10:00 - 16:00 | Closed |
Karur Vysya Bank | 10:00 - 16:00 | 10:00 - 16:00 | Closed |
City Union Bank | 10:00 - 15:30 | 10:00 - 15:30 | Closed |
Tamilnad Mercantile Bank | 10:00 - 16:30 | 10:00 - 16:30 | Closed |
DCB Bank | 10:00 - 16:30 | 10:00 - 16:30 | Closed |
Dhanlaxmi Bank | 10:00 - 17:00 | 10:00 - 17:00 | Closed |
Jammu & Kashmir Bank | 10:00 - 17:00 | 10:00 - 17:00 | Closed |
Karnataka Bank | 10:00 - 17:00 | 10:00 - 17:00 | Closed |
Lakshmi Vilas Bank | 10:00 - 16:00 | Closed | Closed |
Nainital Bank | 10:00 - 16:00 | 10:00 - 16:00 | Closed |
Catholic Syrian Bank | 09:30 - 16:00 | 09:30 - 16:00 | Closed |
AU Small Finance Bank | 09:30 - 17:00 | 09:30 - 17:00 | Closed |
Capital Small Finance Bank | 09:30 - 17:00 | 09:30 - 17:00 | Closed |
Equitas Small Finance Bank | 09:30 - 16:30 | 09:30 - 16:30 | Closed |
Ujjivan Small Finance Bank | 09:30 - 16:00 | 09:30 - 16:00 | Closed |
Suryoday Small Finance Bank | 10:00 - 14:00 | 10:00 - 14:00 | Closed |
Utkarsh Small Finance Bank | 09:30 - 15:30 | 09:30 - 15:30 | Closed |
Jana Small Finance Bank | 09:00 - 16:00 | 09:00 - 16:00 | Closed |
ESAF Small Finance Bank | 09:00 - 17:30 | 09:00 - 17:30 | Closed |
North East Small Finance Bank | 10:00 - 16:00 | Closed | Closed |
Fincare Small Finance Bank | 10:00 - 16:00 | Closed | Closed |
Shivalik Small Finance Bank | 10:00 - 16:00 | Closed | Closed |
Paytm Payments Bank | 10:00 - 16:00 | Closed | Closed |
Airtel Payments Bank | 10:00 - 16:00 | Closed | Closed |
India Post Payments Bank | 10:00 - 16:00 | Closed | Closed |
Fino Payments Bank | 10:00 - 16:00 | Closed | Closed |
Jio Payments Bank | 10:00 - 16:00 | Closed | Closed |
Citibank India | 10:00 - 18:00 | 11:00 - 21:30 | Closed |
HSBC India | 10:00 - 16:00 | 10:00 - 16:00 | Closed |
Standard Chartered Bank India | 09:30 - 16:30 | 09:30 - 16:30 | Closed |
Deutsche Bank India | 10:00 - 16:30 | 10:00 - 16:30 | Closed |
Barclays Bank India | 10:00 - 16:00 | Closed | Closed |
DBS Bank India | 10:00 - 16:00 | 10:00 - 16:00 | Closed |
Bank of America India | 10:00 - 16:00 | Closed | Closed |
BNP Paribas India | 10:00 - 16:00 | Closed | Closed |
JPMorgan Chase Bank India | 10:00 - 16:00 | Closed | Closed |
Societe Generale India | 10:00 - 16:00 | Closed | Closed |
Credit Suisse India | 10:00 - 16:00 | Closed | Closed |
American Express Banking Corp | 10:00 - 16:00 | Closed | Closed |
Bank of Bahrain and Kuwait | 10:00 - 16:00 | Closed | Closed |
Bank of Nova Scotia | 10:00 - 16:00 | Closed | Closed |
Mizuho Bank India | 10:00 - 16:00 | Closed | Closed |
MUFG Bank India | 10:00 - 16:00 | Closed | Closed |
Sumitomo Mitsui Banking Corporation India | 10:00 - 16:00 | Closed | Closed |
UBS India | 10:00 - 16:00 | Closed | Closed |
Royal Bank of Scotland India | 10:00 - 16:00 | Closed | Closed |
Barclays India | 10:00 - 16:00 | Closed | Closed |
Credit Agricole India | 10:00 - 16:00 | Closed | Closed |
FirstRand Bank India | 10:00 - 16:00 | Closed | Closed |
Australia and New Zealand Banking Group India | 10:00 - 16:00 | Closed | Closed |
Abu Dhabi Commercial Bank India | 10:00 - 16:00 | Closed | Closed |
Bank of Ceylon India | 10:00 - 16:00 | Closed | Closed |
Doha Bank India | 10:00 - 16:00 | Closed | Closed |
Emirates NBD India | 10:00 - 16:00 | Closed | Closed |
Industrial and Commercial Bank of China India | 10:00 - 16:00 | Closed | Closed |
Mashreq Bank India | 10:00 - 16:00 | Closed | Closed |
Qatar National Bank India | 10:00 - 16:00 | Closed | Closed |
Shinhan Bank India | 10:00 - 16:00 | Closed | Closed |
United Overseas Bank India | 10:00 - 17:00 | Closed | Closed |
Westpac Banking Corporation India | 10:00 - 16:00 | Closed | Closed |
Andhra Pradesh Grameena Vikas Bank | 10:00 - 16:00 | Closed | Closed |
Karnataka Vikas Grameena Bank | 10:00 - 16:00 | Closed | Closed |
Maharashtra Grameena Bank | 10:00 - 16:00 | Closed | Closed |
Prathama UP Gramin Bank | 10:00 - 16:00 | Closed | Closed |
Baroda Rajasthan Kshetriya Gramin Bank | 10:00 - 17:00 | 10:00 - 17:00 | Closed |
Tamil Nadu Grama Bank | 10:00 - 16:00 | Closed | Closed |
Kerala Gramin Bank | 10:00 - 16:00 | Closed | Closed |
Bangiya Gramin Vikash Bank | 10:00 - 16:00 | Closed | Closed |
Uttar Bihar Gramin Bank | 10:00 - 16:00 | Closed | Closed |
Madhya Pradesh Gramin Bank | 10:00 - 16:00 | Closed | Closed |
Odisha Gramya Bank | 10:00 - 16:00 | Closed | Closed |
Telangana Grameena Bank | 10:00 - 16:00 | Closed | Closed |
Uttarakhand Gramin Bank | 10:00 - 16:00 | Closed | Closed |
Himachal Pradesh Gramin Bank | 10:00 - 16:00 | Closed | Closed |
J&K Grameen Bank | 10:00 - 17:00 | 10:00 - 17:00 | Closed |
Assam Gramin Vikash Bank | 10:00 - 16:00 | Closed | Closed |
Tripura Gramin Bank | 10:00 - 16:00 | Closed | Closed |
Saraswat Cooperative Bank | 10:00 - 16:00 | Closed | Closed |
Cosmos Cooperative Bank | 10:00 - 16:00 | Closed | Closed |
Ahmedabad Mercantile Cooperative Bank | 10:00 - 16:00 | Closed | Closed |
TJSB Sahakari Bank | 10:00 - 16:00 | Closed | Closed |
Bassein Catholic Cooperative Bank | 10:00 - 16:00 | Closed | Closed |
Abhyudaya Cooperative Bank | 08:00 - 20:30 | 09:15 - 13:15 | 08:00 - 14:00 |
Janata Sahakari Bank | 10:00 - 16:00 | Closed | Closed |
Mehsana Urban Cooperative Bank | 10:00 - 16:00 | Closed | Closed |
Kalupur Commercial Cooperative Bank | 10:00 - 16:00 | Closed | Closed |
Gujarat State Cooperative Bank | 10:00 - 16:00 | Closed | Closed |
Sarva Haryana Gramin Bank | 10:00 - 16:00 | Closed | Closed |
National Bank for Agriculture and Rural Development (NABARD) | 10:00 - 16:00 | Closed | Closed |
Export-Import Bank of India (EXIM Bank) | 10:00 - 16:00 | Closed | Closed |
National Housing Bank (NHB) | 10:00 - 16:00 | Closed | Closed |
Small Industries Development Bank of India (SIDBI) | 10:00 - 16:00 | Closed | Closed |
Paytm | 10:00 - 16:00 | Closed | Closed |
PhonePe | 10:00 - 16:00 | Closed | Closed |
Google Pay | 10:00 - 16:00 | Closed | Closed |
Amazon Pay | 10:00 - 16:00 | Closed | Closed |
MobiKwik | 10:00 - 16:00 | Closed | Closed |
Freecharge | 10:00 - 16:00 | Closed | Closed |
BharatPe | 10:00 - 16:00 | Closed | Closed |
CRED | 10:00 - 16:00 | Closed | Closed |
Razorpay | 10:00 - 16:00 | Closed | Closed |
Cashfree | 10:00 - 16:00 | Closed | Closed |
InstaMojo | 10:00 - 16:00 | Closed | Closed |
PayU | 10:00 - 16:00 | Closed | Closed |
ICICI Securities | 10:00 - 16:00 | Closed | Closed |
HDFC Securities | 10:00 - 16:00 | Closed | Closed |
Axis Securities | 10:00 - 16:00 | Closed | Closed |
Kotak Securities | 09:00 - 18:00 | 09:00 - 18:00 | Closed |
Motilal Oswal | 10:00 - 16:00 | Closed | Closed |
Sharekhan | 08:30 - 18:30 | 08:30 - 18:30 | 08:30 - 18:30 |
Angel Broking | 10:00 - 16:00 | Closed | Closed |
5Paisa | 10:00 - 16:00 | Closed | Closed |
Upstox | 10:00 - 16:00 | Closed | Closed |
Zerodha | 10:00 - 16:00 | Closed | Closed |
Edelweiss | 10:00 - 16:00 | Closed | Closed |
JM Financial | 10:00 - 16:00 | Closed | Closed |
IIFL Finance | 10:00 - 16:00 | Closed | Closed |
Bajaj Finance | 09:30 - 18:30 | 09:30 - 18:30 | Closed |
Aditya Birla Finance | 10:00 - 16:00 | Closed | Closed |
Tata Capital | 10:00 - 17:00 | 10:00 - 17:00 | Closed |
Mahindra Finance | 09:30 - 17:30 | 09:30 - 17:30 | Closed |
Cholamandalam Finance | 09:30 - 18:00 | 09:30 - 13:30 | Closed |
Shriram Finance | 09:00 - 17:00 | 09:00 - 13:30 | Closed |
Muthoot Finance | 09:30 - 18:00 | 09:30 - 18:00 | Closed |
Manappuram Finance | 10:00 - 16:00 | Closed | Closed |
*Limited Hours: Some branches may be open on Saturdays with reduced hours.
Note: Hours shown are typical for each bank. Individual branches may vary. Always confirm with your specific branch before visiting.
Online Banks: Banks marked as "24/7 Online" operate primarily through digital channels with no physical branches or very limited branch access.
Tips for Banking in India
- •Visit during mid-morning or early afternoon to avoid peak hours
- •Check bank holidays before planning your visit
- •Use online banking for routine transactions to save time
- •ATMs are available 24/7 for basic banking needs
Important Reminders
- •Banks are closed on public holidays throughout India
- •Some banks may have reduced hours during holiday seasons
- •Branch hours in rural areas may differ from urban centers
- •Always call ahead to confirm hours for your specific branch
2026 Banking Holidays in India
Complete list of bank holidays for India in 2026
*Some movable holidays (e.g., religious observances) may be adjusted. Verify with your local bank for exact dates.
General Bank Working Hours
Standard banking hours across India
Banks in India typically operate Monday through Friday from 10:00 AM to 4:00 PM. Some urban branches extend hours until 5:00 PM or 6:00 PM. Most banks are open on Saturdays from 10:00 AM to 2:00 PM, except on the 2nd and 4th Saturdays which are holidays. Sundays are generally non-working days.
Major Banks in India
Leading financial institutions serving customers nationwide
Your #1 Tool to Check If Banks Are Open Today in India
Looking to quickly find out "Are banks open today in India?" or "Is my bank open tomorrow?"Our tool provides instant, accurate answers for all major banks across India. Whether you need to visit a branch for deposits, withdrawals, or other banking services, we help you avoid wasted trips.
We cover all banking hours, public holidays, and weekend schedules for India, giving you real-time status updates so you can plan your bank visits with confidence.
How We Verify Accurate Bank Opening & Holiday Data for India
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We track banking calendars for India and revise information whenever new changes are released. Our goal is to ensure that every user receives the most reliable status for their region.
How to Use Our Tool - Check If Your Bank Is Open Today in India
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Bank Opening Status in India — Today, Tomorrow & Holiday Schedule
India has one of the most complex bank holiday systems in the world — three tiers of holidays operating simultaneously. National holidays (like Republic Day and Gandhi Jayanti) close all banks across every state. RBI holidays close all scheduled banks on the 2nd and 4th Saturday of every month, plus additional dates announced annually. State-level holidays only close banks in specific states — for example, banks in Maharashtra close on Gudi Padwa while banks in Tamil Nadu close on Pongal, with neither affecting the other state. This means a bank in Mumbai and a bank in Delhi can have different open/closed status on the same day. For everyday transactions, UPI (Google Pay, PhonePe, Paytm) operates 24 hours a day every day of the year including all holidays — over 18 billion UPI transactions were processed in December 2025 alone. NEFT also runs 24/7. However RTGS — used for transfers above ₹2 lakh — is unavailable on Sundays and all bank holidays.
Frequently Asked Questions
Everything you need to know about banking in India
Are banks open today in India?
Indian banks operate Monday to Friday from 10:00 AM to 4:00 PM, with many extending to 5:00 PM. They're also open on the 1st, 3rd, and 5th Saturdays. Use our tool to check your specific date and location.
Are banks open on public holidays in India?
No, Indian banks remain closed on national holidays like Republic Day, Independence Day, and Gandhi Jayanti, as well as major festival days. However, ATMs and online banking operate continuously.
Do banks open on weekends in India?
Banks are open on the 1st, 3rd, and 5th Saturdays of each month, typically from 10:00 AM to 2:00 PM. The 2nd and 4th Saturdays and all Sundays are holidays for banks.
Are online banking services available if physical branches are closed?
Yes, Indian banks offer 24/7 internet banking, mobile banking apps, and UPI services. Customers can perform most transactions digitally even when branches are closed, including fund transfers and bill payments.
What time do banks open tomorrow in India?
Most Indian banks open at 10:00 AM on weekdays and working Saturdays. Some metropolitan branches may open earlier. It's recommended to verify with your specific bank branch.
Do regional holidays affect banking hours in India?
Yes, India observes both national and state-specific holidays. Regional festivals like Pongal in Tamil Nadu or Onam in Kerala may result in bank closures in those specific states.
Can I use UPI when banks are closed in India?
Yes, UPI (Unified Payments Interface) works 24/7, including bank holidays and weekends. You can make instant payments, transfers, and transactions through UPI-enabled apps anytime.
Are cooperative banks in India open on the same schedule?
Cooperative and regional rural banks generally follow similar schedules to commercial banks but may have different holiday calendars based on local festivals and state-specific holidays.
Do banks in India close early on special occasions?
Yes, banks may close early on festival eves or special occasions like Diwali, Holi, or year-end. The RBI announces special holiday calendars that banks follow.
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⚠️Disclaimer: Bank hours may vary based on region and branch. Please contact your local branch for exact timings.
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