TD Bank Hours: The Complete Guide

TD Bank's typical weekday hours are: Monday through Wednesday 8:30 AM to 5:00 PM, and Thursday through Friday 8:30 AM to 6:00 PM. The earlier 8:30 AM opening (vs 9:00 AM at Chase, BofA, Wells Fargo) and the extended Thursday–Friday hours until 6:00 PM make TD Bank one of the most accessible major banks for people who work standard office hours. On Saturday, most stores open 9:00 AM to 1:00 PM. On Sunday, many stores open 11:00 AM to 3:00 PM (the only major bank with consistent Sunday hours). Hours vary by location — always confirm through the TD Bank store locator at td.com.

Yes — TD Bank is the only major U.S. bank that consistently opens on Sundays. Most TD Bank stores offer Sunday hours from 11:00 AM to 3:00 PM, though some locations extend to 4:00 PM. Not every store opens Sunday — rural locations and smaller branches are more likely to skip it. But in TD Bank's core Northeast corridor, Sunday banking is available at the majority of stores. This is genuinely unique: Chase, Bank of America, and Wells Fargo are all closed Sunday with almost no exceptions.

Yes. TD Bank stays open on Columbus Day (Indigenous Peoples' Day), Monday, October 12, 2026 — with regular business hours. This is one of only two federal holidays where TD Bank diverges from Chase, Bank of America, and Wells Fargo, all of which close. The Federal Reserve and ACH network are still closed on Columbus Day, so deposits and transfers processed at TD Bank's open branches won't settle through the interbank system until Tuesday. But you can make cash deposits, withdrawals, get cashier's checks, and conduct in-person business.

Yes. TD Bank stays open on Presidents' Day, Monday, February 16, 2027 — with regular business hours. Along with Columbus Day, this is one of only two federal holidays where TD Bank remains open while Chase, Bank of America, Wells Fargo, and most other banks close. The same caveat applies: the Federal Reserve is closed, so ACH and wire transfers won't settle until Tuesday, but in-person teller services are fully available.

TD Bank closes on 9 federal holidays plus Easter Sunday (10 closures total): New Year's Day, MLK Day, Easter Sunday, Memorial Day, Juneteenth, Independence Day, Labor Day, Veterans Day, Thanksgiving, and Christmas Day. TD Bank stays OPEN on Presidents' Day and Columbus Day — the two  holidays that most other banks close for. This means TD Bank closes for 10 days per year vs 11 for Chase, BofA, and Wells Fargo.

TD Bank deliberately uses "stores" instead of "branches" as part of its retail-first branding. The terminology reflects TD's philosophy that banking should feel more like a retail experience than a stuffy financial institution — longer hours, weekend availability, walk-in friendly service, and amenities like free coin counting (Penny Arcade). The "store" language was adopted when Commerce  Bank (which TD acquired in 2008) pioneered the concept of "retail banking" with extended hours and Sunday service.

Yes. Most TD Bank stores have a Penny Arcade machine that counts coins for free — no fee, no percentage taken — for TD Bank customers. Non-customers can also use Penny Arcade but receive the value on a TD Bank gift card rather than cash or a deposit. This is a genuine perk: Coinstar machines at grocery stores charge 11.9% of the total, while TD Bank's Penny Arcade is completely free for account holders. Not every store has one, so check the locator or call ahead if this is your primary reason for visiting.

TD Bank operates approximately 1,100 stores along the U.S. East Coast, from Maine to Florida. The heaviest concentration is in the Northeast corridor: Connecticut, Massachusetts, New York, New Jersey, Pennsylvania, Delaware, Maryland, Virginia, and Washington D.C. TD Bank also has stores in the Carolinas, Georgia, and Florida. TD Bank has NO stores west of the Mississippi River — if you live in the Midwest, Texas, or the West Coast, TD Bank is not available for in-person  banking. TD Bank is a subsidiary of Toronto-Dominion Bank, Canada's second-largest bank.

TD Bank wins on hours across every dimension: (1) Sunday — TD Bank open 11 AM–3 PM, Chase closed. (2) Weekday opening — TD opens at 8:30 AM, Chase at 9:00 AM. (3) Thursday–Friday — TD open until 6 PM, Chase typically until 5 PM. (4) Columbus Day and Presidents' Day — TD open, Chase closed. The trade-off is coverage: Chase has 4,700+ branches in 48 states; TD Bank has 1,100 stores along the East Coast only. If you live in TD Bank's footprint, it offers the most convenient hours of any major U.S. bank.

TD Bank typically posts direct deposits between midnight and 5:00 AM Eastern Time on the scheduled pay date. Like Chase, BofA, and Wells Fargo, TD Bank does not offer early direct deposit — your funds arrive on the date your employer scheduled. If your payday falls on a federal holiday that TD Bank observes (9 of the 11), most employers advance the deposit to the Friday before.

TD Bank's customer service number is 1-888-751-9000. General banking support is available Monday through Friday 7:00 AM to 11:00 PM ET, Saturday and Sunday 8:00 AM to 6:00 PM ET. Fraud reporting is available 24/7 at the same number. TD Bank's weekend phone support runs later than Wells Fargo (which cuts off at 5 PM ET on weekends) but not as late as Chase (which runs until midnight).

Yes. TD Bank, N.A. (the U.S. entity) is a subsidiary of Toronto-Dominion Bank, Canada's second-largest bank by total assets. TD Bank entered the U.S. market through its 2005 acquisition of Banknorth and its 2008 acquisition of Commerce Bank (which brought the extended hours and "store" concept). Your deposits at TD Bank are insured by the FDIC up to $250,000 — the same protection as any other U.S. bank — regardless of the Canadian parent company. TD Bank reports to U.S. regulators and follows all U.S. banking laws.