Are Banks Open Today in Thailand?
Yes — most banks in Thailand are open today.
Today is a regular working day, not a public holiday. Branch hours vary by bank; the most common are 08:30 – 15:30 local time.
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About Banking in Thailand
Thailand's banking sector is overseen by the Bank of Thailand. The country has a sophisticated banking system serving both domestic and international customers. Banks maintain consistent business hours during weekdays and are closed on national holidays. Digital banking has become increasingly popular, with Thai banks offering advanced mobile banking services. Thailand's banking sector is dominated by six major commercial banks: Bangkok Bank, Kasikorn Bank (KBank), SCB (Siam Commercial Bank), Krungthai Bank, Bank of Ayudhya (Krungsri), and TMBThanachart Bank (ttb). Together these institutions control the majority of the country's banking assets and maintain extensive branch networks across all 77 provinces. The Bank of Thailand sets monetary policy and regulates all commercial banking operations. Thai banking hours are typically Monday to Friday from 8:30 AM to 3:30 PM for standard branches, though mall branches and exchange counters in tourist areas like Bangkok's Siam Square and Pattaya often operate extended hours until 8:00 PM or later. Saturday banking is available at many urban branches, particularly inside shopping centers, making Thailand relatively accessible for banking on weekends compared to neighboring countries. Thailand observes a significant number of public holidays — approximately 16 official bank holidays annually — more than most countries. This includes uniquely Thai celebrations like Makha Bucha, Visakha Bucha, Asanha Bucha (Buddhist holy days), Songkran (Thai New Year, April 13-15), and His Majesty the King's Birthday. Songkran is particularly notable as it results in 3 consecutive bank closure days in April and is celebrated with nationwide water festivals. Planning major financial transactions around these periods requires careful calendar awareness. PromptPay, Thailand's national instant payment system, has transformed domestic banking by enabling real-time transfers using just a phone number or national ID number. Launched in 2017, PromptPay operates 24/7 and has dramatically reduced cash dependency even in rural areas. For tourists and expatriates, Thailand's ATM network is extensive but charges foreign card fees of around 220-250 baht per transaction — understanding banking hours to minimize ATM reliance can result in meaningful savings during extended stays.
Upcoming Bank Holidays in Thailand
Plan ahead with our comprehensive list of upcoming bank holidays
Please note that holiday observance may vary by bank and region. Always check with your local bank for specific holiday schedules.
Banking Hours in Thailand 2026
Bank operating hours across Thailand. Where we have confirmed a bank's own hours we show them; rows marked Typical† show the country's usual banking hours instead, and rows marked Estimate† show hours we have not yet confirmed from the bank itself.
Standard Banking Hours
Thai banks typically operate Monday through Friday from 8:30 AM to 3:30 PM. Some branches in shopping malls have extended hours and may open on weekends.
Note: Individual banks have specific hours shown in the table below. Always verify with your specific branch before visiting.
About Banking Hours in Thailand
Banking institutions in Thailand generally operate during standard business hours on weekdays. However, operating hours can vary significantly based on the bank, branch location, and local regulations.
Weekend Hours: Many banks in Thailand are closed on weekends, though some branches in major cities or shopping centers may offer limited Saturday hours. Sunday operations are rare and typically limited to ATM services. Saturday bank hours by country Sunday bank hours by country
Holiday Closures: Banks in Thailand observe national public holidays and may also close for regional holidays. During holiday seasons, some branches may operate on reduced hours.
Extended Hours: Select branches, particularly those in commercial districts or transportation hubs, may offer extended hours to accommodate customer needs. Check with your specific branch for their exact schedule.
Further reading: Banking hours around the world and banking while traveling.
Bank Operating Hours in Thailand 2026
Showing 19 banks - Scroll within table to see all
| Bank Name | Weekday Hours | Saturday | Sunday |
|---|---|---|---|
Bangkok BankEstimate† | 11:00 - 19:30 | 11:00 - 19:30 | Closed |
Kasikornbank (K-Bank)Estimate† | 11:00 - 18:00 | 11:00 - 18:00 | Closed |
Siam Commercial Bank (SCB)Estimate† | 10:30 - 19:30 | 10:30 - 19:30 | Closed |
Krung Thai BankEstimate† | 08:30 - 16:00 | 08:30 - 16:00 | Closed |
Bank of Ayudhya (Krungsri) | 08:30 - 16:30 | Limited Hours* | Closed |
TMB BankEstimate† | 08:30 - 16:00 | 10:30 - 19:00 | Limited Hours* |
Thanachart Bank | No public branches‡ | No public branches‡ | No public branches‡ |
Government Savings Bank | 08:30 - 15:30 | Closed | Closed |
CIMB Thai BankTypical† | 08:30 - 15:30 | Closed | Closed |
United Overseas Bank (Thailand)Typical† | 08:30 - 15:30 | Closed | Closed |
Standard Chartered Thailand | No public branches‡ | No public branches‡ | No public branches‡ |
Citibank Thailand | No public branches‡ | No public branches‡ | No public branches‡ |
HSBC Thailand | No public branches‡ | No public branches‡ | No public branches‡ |
Bank of America Thailand | No public branches‡ | No public branches‡ | No public branches‡ |
Sumitomo Mitsui Banking Corporation Thailand | No public branches‡ | No public branches‡ | No public branches‡ |
Mizuho Bank Thailand | No public branches‡ | No public branches‡ | No public branches‡ |
MUFG Bank Thailand | No public branches‡ | No public branches‡ | No public branches‡ |
Krungthai-AXA Life Insurance | No public branches‡ | No public branches‡ | No public branches‡ |
LH Bank | 08:30 - 16:30 | Closed | Closed |
*Limited Hours: Only some branches open on this day — often those in shopping centres — and their hours can differ from the bank's weekday hours. Check your own branch before travelling.
†Typical / Estimate: we have not confirmed hours for this particular bank from its own website. Typical rows show the usual banking hours for Thailand; Estimate rows show hours reported for this bank that we have not yet confirmed. Treat both as a guide and check the bank directly. Rows without a marker are based on that bank's own published hours, one of its branch pages, or the banking regulator.
‡No public branches: this institution has no counter the public can visit — it is a wholesale, development or central institution, its retail business runs under a different brand, or it has been acquired. Its note says which.
Note: individual branches may vary even where a bank publishes standard hours. Always confirm with your specific branch before visiting.
Online Banks: Banks marked as "24/7 Online" operate primarily through digital channels with no physical branches or very limited branch access.
Tips for Banking in Thailand
- •Visit during mid-morning or early afternoon to avoid peak hours
- •Check bank holidays before planning your visit
- •Use online banking for routine transactions to save time
- •ATMs are available 24/7 for basic banking needs
Important Reminders
- •Banks are closed on public holidays throughout Thailand
- •Some banks may have reduced hours during holiday seasons
- •Branch hours in rural areas may differ from urban centers
- •Always call ahead to confirm hours for your specific branch
2026 Banking Holidays in Thailand
Complete list of bank holidays for Thailand in 2026
Dates of religious holidays that follow the moon can move by a day once officially announced. Verify with your local bank for exact dates.
Are Banks Open Today in Thailand?
Banks in Thailand will OPEN today
Will operate: 08:30 - 15:30
(Hours may vary by branch and bank. Use the checker below for specific details.)
Hours vary by specific bank and branch location
The information above represents typical banking hours for Thailand. Individual branches may have different operating hours based on location, bank policies, and local regulations.
📍 Want to check a specific bank or branch?
Use our bank status checker above to verify the exact operating hours and status for your specific bank branch in Thailand. Select your city, bank, and date to get precise information.
General Bank Working Hours
Standard banking hours across Thailand
Thai banks typically operate Monday through Friday from 8:30 AM to 3:30 PM. Some branches in shopping malls have extended hours and may open on weekends.
Major Banks in Thailand
Leading financial institutions serving customers nationwide
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Today's Banking Insight
Updated 2026-11-02Today is Monday, November 2, 2026, a regular banking day. Most branches are open, including Bangkok Bank, Kasikornbank (K-Bank) and Siam Commercial Bank (SCB). Typical branch hours today are 08:30 – 15:30 local time. Use the checker above for your own branch.
Bank Opening Status in Thailand — Today, Tomorrow & Holiday Schedule
Thailand's banking sector is regulated by the Bank of Thailand (BOT). The four largest banks — Bangkok Bank, Kasikornbank (KBank), Siam Commercial Bank (SCB), and Krung Thai Bank — together hold over 60% of Thai banking assets. Standard banking hours are 8:30 AM to 3:30 PM Monday through Friday. Thailand observes approximately 16 public holidays annually, more than most countries — the most significant bank closure is Songkran (Thai New Year, April 13-15), when banks close for 3-4 consecutive days and most of Thailand effectively shuts down for water festival celebrations. Royal holidays including the King's Birthday (July 28), Queen's Birthday (June 3), and King Bhumibol Memorial Day (October 13) all close banks. PromptPay — Thailand's national instant payment system — operates 24/7 and is linked to mobile numbers or national IDs, making it the primary payment method when branches are closed.
Everything You Need to Know About Banking in Thailand
📅Are Banks Open on Saturday and Sunday in Thailand?
Most bank branches in Thailand are closed on Saturday and Sunday, but there are significant exceptions. Major banks like Bangkok Bank, Kasikornbank (K Bank), Siam Commercial Bank (SCB), Krung Thai Bank, and Bank of Ayudhya (Krungsri) operate Saturday hours at select branches, particularly those located in shopping malls like CentralWorld, Siam Paragon, Terminal 21, and Emporium in Bangkok. Saturday hours are typically from 10:00 AM to 5:00 PM or 6:00 PM. In tourist areas such as Sukhumvit Road, Silom, Phuket, Pattaya, Chiang Mai, and Krabi, branches inside major shopping centres often open on Saturdays. Sunday is almost universally a closure day, though a very small number of tourist-area branches may offer limited Sunday hours. Exchange booths operated by banks (particularly at airports and major tourist streets) often operate seven days a week with extended hours, which can be useful for currency exchange even when branches are closed. Check specific branch hours before visiting, as Saturday opening is not universal.
🎉Bank Holidays in Thailand — When Are Banks Closed?
Thailand observes approximately 16-18 public holidays per year when banks are closed. Key holidays include: New Year's Day (January 1), Makha Bucha (Buddhist holiday — full moon of 3rd lunar month), Chakri Memorial Day (April 6), Songkran Festival (April 13-15 — Thai New Year, most important holiday), Labour Day (May 1), Coronation Day (May 4), Royal Ploughing Ceremony (May — date varies), Visakha Bucha (Buddhist holiday — full moon of 6th lunar month), Asalha Bucha (Buddhist holiday — full moon of 8th lunar month), Khao Phansa (Buddhist Lent — day after Asalha Bucha), Queen's Birthday (June 3), King's Birthday (July 28), Mother's Day (August 12), Chulalongkorn Day (October 23), Father's Day (December 5), Constitution Day (December 10), and New Year's Eve (December 31). Songkran (mid-April) is the longest closure, with most businesses and banks shut for 3-5 days as Thais travel to their hometowns for celebrations. Royal events and Buddhist holidays follow the lunar calendar, so dates shift each year on the Gregorian calendar. In 2023-2024, the Thai government added several special holidays related to royal celebrations.
💰When Will My Salary Be Paid on Thai Holidays?
Thai employers are not legally mandated to pay by a specific date, but most private companies pay salaries on the last business day of the month. If payday falls on a public holiday or weekend, most employers process payment on the preceding business day. Thai government employees are paid on the 1st or 4th of each month depending on their agency. Thailand's domestic payment system, PromptPay, enables instant transfers 24/7 between Thai bank accounts using just a phone number or national ID number, so transfers initiated on holidays or weekends arrive immediately. Traditional bank transfers (not via PromptPay) process on business days only. Many Thai companies also pay via direct deposit into salary accounts, which processes on business days. International transfers into Thailand via SWIFT typically take 1-3 business days and may be delayed by holidays in either country. During Songkran (mid-April), expect widespread business closures for 3-5 days, and many companies pay salaries early before the holiday period.
📱Digital Banking in Thailand — What Works Outside Branch Hours?
Thailand has one of Asia's most advanced digital banking ecosystems. PromptPay, launched in 2017, revolutionized Thai banking by enabling instant, 24/7 transfers between any Thai bank account using just a mobile phone number or national ID. Every major Thai bank offers comprehensive mobile banking apps supporting PromptPay, bill payments, QR code payments, and account management. Bangkok Bank's Bualuang mBanking, Kasikornbank's K PLUS, SCB Easy, and Krungsri's KMA apps all operate 24/7. Thailand is a leader in QR code payments — ThaiQR standard is accepted at millions of merchants from 7-Eleven stores to street food vendors. Services that still require a branch visit include: opening a new account (for non-residents, Thai ID holders can open accounts via apps), safe deposit boxes, cashier's checks above certain amounts, and some loan applications. Foreign exchange transactions and international transfers can be initiated via apps but may require branch verification for larger amounts. TrueMoney Wallet and Rabbit LINE Pay are popular e-wallet alternatives that work alongside traditional banks.
🏧ATM Fees and Cash in Thailand
ATMs are ubiquitous across Thailand, available 24/7 in cities, towns, tourist areas, and even most rural villages. Using your own bank's ATMs is free. Cross-bank withdrawals within Thailand cost 15-20 baht per transaction. For international cards, Thai banks charge one of the highest ATM fees globally — 220 baht (approximately USD $6-7) per withdrawal regardless of amount, applied by all major banks. This fee is in addition to any fees your home bank charges. To minimize fees, withdraw the maximum amount allowed per transaction (usually 20,000-30,000 baht depending on the ATM and your card's limit). Bangkok Bank and Krungsri ATMs allow withdrawals up to 30,000 baht per transaction. Thailand uses the Thai baht (THB). ATMs offer Dynamic Currency Conversion — always decline and choose to be charged in baht. Cash remains important in Thailand despite widespread card acceptance in cities — street food, local markets, tuk-tuks, songthaews, and small shops often only accept cash. In Bangkok, Phuket, and Chiang Mai, contactless card payments are increasingly common. In rural areas, cash is essential.
🏦How to Open a Bank Account in Thailand as a Foreigner
Opening a bank account in Thailand as a foreigner requires a passport with a valid visa (tourist visa is often insufficient — most banks require a Non-Immigrant visa of at least 3 months validity), proof of address in Thailand (rental contract, utility bill, or letter from landlord), and sometimes a letter of reference from your employer or Thai embassy. Thai nationals can open accounts with just their national ID card. Bangkok Bank, Kasikornbank, and SCB are the most commonly used by expats, with English-speaking staff at branches in Bangkok's Sukhumvit area, Chiang Mai, and Phuket. Bank policies on foreigner accounts vary by branch and even by individual staff discretion, so if one branch refuses, try another branch or a different bank. Some banks require a work permit for account opening. Branches in tourist areas (Sukhumvit, Silom, Chiang Mai Old City) are generally more accustomed to foreigner accounts. Thai bank branches typically operate Monday-Friday 8:30 AM to 3:30 PM, with shopping mall branches often open until 7:00 PM and on Saturdays. Avoid the last few days of the month and lunch hours (12:00-1:00 PM) when branches are busiest.
🗺️Do Banking Hours Differ Between Bangkok and Thai Provinces?
Yes, banking availability varies considerably between Bangkok and provincial areas. Bangkok has the densest network of banks and ATMs, with branches in every district and extended hours at shopping mall locations. In Chiang Mai (northern Thailand's largest city), banking infrastructure is good with all major banks represented, particularly around Nimman, Old City, and major shopping centres. Phuket, Pattaya, Krabi, and Koh Samui (major tourist destinations) have strong banking presence in tourist areas and shopping centres, often with currency exchange services and English-speaking staff. In smaller cities like Udon Thani, Khon Kaen, and Nakhon Ratchasima (Isan region), banks follow standard hours (Monday-Friday 8:30-3:30) with limited Saturday availability. In rural villages and smaller islands (Koh Lanta, Koh Chang, Koh Phangan), branch availability is limited — there may be only one or two banks and a handful of ATMs. On very small islands, ATMs can run out of cash during high tourist season. Always carry sufficient cash when traveling to remote areas or small islands.
🚨Lost Card or Banking Emergency in Thailand
For a lost or stolen card in Thailand, call your bank's 24/7 hotline immediately. Bangkok Bank: 1333 (local) or +66 2 645 5555 (international), Kasikornbank: 02-888-8888, SCB: 02-777-7777, Krung Thai Bank: 02-111-1111. All Thai banks offer instant card blocking through their mobile apps. If you have a foreign card, contact your issuer's global emergency line (Visa: +1 303 967 1096, Mastercard: +1 636 722 7111). For urgent money transfers, PromptPay works 24/7 between Thai accounts. If you lose all payment methods, contact your embassy in Bangkok for emergency assistance. Thailand's Tourist Police hotline (1155) is available 24/7 and provides English support for tourists facing emergencies including banking fraud or theft. For medical emergencies, dial 1669 (ambulance). Bangkok Hospital and Bumrungrad Hospital (both in Bangkok) are internationally accredited and have 24/7 emergency services with English-speaking staff. If you experience fraud on your Thai bank account, report it to your bank immediately and file a police report — Thai banks generally investigate fraud claims and may refund unauthorized transactions depending on circumstances.
Frequently Asked Questions
Everything you need to know about banking in Thailand
Are banks open today in Thailand?
Thai banks are open Monday through Friday from 8:30 AM to 3:30 PM. Some branches in malls have extended hours. They are closed on national holidays. Use our tool for specific dates.
Are banks open on public holidays in Thailand?
No, banks in Thailand are closed on all national holidays including Songkran and major Buddhist holidays. ATMs and online banking remain available 24/7.
Do mall-based banks in Thailand have different hours?
Yes, some bank branches in shopping malls may have extended hours, opening as late as 8:00 PM on weekdays and offering limited weekend hours.
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Data sourced from official holiday calendars, central bank announcements, and verified bank schedules across 78 countries.
⚠️Disclaimer: Bank hours may vary based on region and branch. Please contact your local branch for exact timings.
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