Are Banks Open Today in the Philippines?
No — most banks in the Philippines are closed today for All Souls' Day.
All Souls' Day is a bank holiday, so most branches are closed. Branches reopen Tuesday, November 3, 2026. ATMs, mobile apps and online banking keep working, but transfers made today usually process on the next working day.
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About Banking in the Philippines
The Philippine banking system operates under the Bangko Sentral ng Pilipinas (Central Bank of the Philippines) and includes universal banks, commercial banks, thrift banks, and rural banks. Banking hours follow a Monday-Friday schedule, with most banks closing at 3:00 PM. The Philippines has embraced digital banking with numerous fintech innovations, mobile banking apps, and e-wallet services. Major banks offer comprehensive online services, making banking accessible even when physical branches are closed.
Upcoming Bank Holidays in the Philippines
Plan ahead with our comprehensive list of upcoming bank holidays
Please note that holiday observance may vary by bank and region. Always check with your local bank for specific holiday schedules.
Banking Hours in the Philippines 2026
Bank operating hours across the Philippines. Where we have confirmed a bank's own hours we show them; rows marked Typical† show the country's usual banking hours instead, and rows marked Estimate† show hours we have not yet confirmed from the bank itself.
Standard Banking Hours
Philippine banks typically operate Monday through Friday from 9:00 AM to 4:00 PM. Some banks offer extended hours until 4:00 PM or 5:00 PM in select branches, particularly in malls. Most banks are closed on Saturdays, Sundays, and public holidays, though mall-based branches may have Saturday hours.
Note: Individual banks have specific hours shown in the table below. Always verify with your specific branch before visiting.
About Banking Hours in the Philippines
Banking institutions in the Philippines generally operate during standard business hours on weekdays. However, operating hours can vary significantly based on the bank, branch location, and local regulations.
Weekend Hours: Many banks in the Philippines are closed on weekends, though some branches in major cities or shopping centers may offer limited Saturday hours. Sunday operations are rare and typically limited to ATM services. Are banks open on Saturday in the Philippines? Are banks open on Sunday in the Philippines?
Holiday Closures: Banks in the Philippines observe national public holidays and may also close for regional holidays. During holiday seasons, some branches may operate on reduced hours.
Extended Hours: Select branches, particularly those in commercial districts or transportation hubs, may offer extended hours to accommodate customer needs. Check with your specific branch for their exact schedule.
Further reading: Banking hours around the world and banking while traveling.
Bank Operating Hours in the Philippines 2026
Showing 61 banks - Scroll within table to see all
| Bank Name | Weekday Hours | Saturday | Sunday |
|---|---|---|---|
BDO UnibankEstimate† | 09:00 - 18:00 | 09:00 - 15:30 | Closed |
Bank of the Philippine Islands (BPI) | 09:00 - 16:30 | Closed | Closed |
Metropolitan Bank & Trust (Metrobank) | 09:00 - 16:00 | Limited Hours* | Closed |
Philippine National Bank (PNB) | 09:00 - 16:00 | Limited Hours* | Limited Hours* |
Land Bank of the PhilippinesEstimate† | 08:30 - 14:00 | Closed | Closed |
Development Bank of the Philippines (DBP)Estimate† | 08:30 - 15:30 | Closed | Closed |
UnionBank of the PhilippinesEstimate† | 09:00 - 16:00 | Closed | Closed |
China Banking Corporation (Chinabank) | 09:00 - 16:00 | Limited Hours* | Closed |
Rizal Commercial Banking Corporation (RCBC) | 09:00 - 16:00 | Limited Hours* | Closed |
Security Bank | 09:00 - 16:00 | Closed | Closed |
Philippine Trust Company (Philtrust Bank) | 09:00 - 16:00 | Closed | Closed |
Asia United Bank (AUB)Typical† | 09:00 - 15:00 | Closed | Closed |
Robinsons Bank | No public branches‡ | No public branches‡ | No public branches‡ |
East West Banking CorporationEstimate† | 09:00 - 17:00 | 10:00 - 17:00 | Limited Hours* |
Maybank Philippines | 09:00 - 16:00 | Closed | Closed |
Bank of CommerceEstimate† | 09:00 - 17:00 | Closed | Closed |
Philippine Bank of Communications (PBCOM) | 09:00 - 16:00 | Closed | Closed |
Sterling Bank of Asia | 09:00 - 16:00 | Closed | Closed |
United Coconut Planters Bank (UCPB) | No public branches‡ | No public branches‡ | No public branches‡ |
Wealth Development Bank | 09:00 - 16:30 | Closed | Closed |
Producers Bank | 09:00 - 15:00 | 09:00 - 15:00 | Closed |
Queen City Development BankTypical† | 09:00 - 15:00 | Closed | Closed |
BPI Family Savings Bank | No public branches‡ | No public branches‡ | No public branches‡ |
BDO Network BankEstimate† | 09:00 - 18:00 | 09:00 - 18:00 | Closed |
CARD SME BankTypical† | 09:00 - 15:00 | Closed | Closed |
Dungganon Bank | 08:30 - 15:00 | Closed | Closed |
Equicom Savings Bank | 09:00 - 16:00 | Closed | Closed |
PNB Savings BankEstimate† | 09:00 - 16:00 | Closed | Closed |
Citystate Savings BankEstimate† | 09:00 - 16:30 | Closed | Closed |
Partner Rural BankTypical† | 09:00 - 15:00 | Closed | Closed |
RCBC Savings Bank | No public branches‡ | No public branches‡ | No public branches‡ |
Banco De Oro Private BankTypical† | 09:00 - 15:00 | Closed | Closed |
Yuanta Savings BankTypical† | 09:00 - 15:00 | Closed | Closed |
Cantilan Bank | 08:00 - 15:00 | Closed | Closed |
CARD BankTypical† | 09:00 - 15:00 | Closed | Closed |
First Consolidated BankEstimate† | 08:00 - 16:00 | Closed | Closed |
Kaala Rural BankTypical† | 09:00 - 15:00 | Closed | Closed |
Partner Rural Bank AntipoloTypical† | 09:00 - 15:00 | Closed | Closed |
Green Bank of Caraga | No public branches‡ | No public branches‡ | No public branches‡ |
Wealth Rural BankTypical† | 09:00 - 15:00 | Closed | Closed |
CIMB Bank PhilippinesOnline | 24/7 Online | 24/7 Online | 24/7 Online |
ING Bank Philippines | No public branches‡ | No public branches‡ | No public branches‡ |
Tonik Digital BankOnline | 24/7 Online | 24/7 Online | 24/7 Online |
UnionDigital BankEstimate† | 09:00 - 15:00 | Closed | Closed |
GoTyme BankOnline | 24/7 Online | 24/7 Online | 24/7 Online |
Maya BankOnline | 24/7 Online | 24/7 Online | 24/7 Online |
Overseas Filipino Bank (OF Bank) | No public branches‡ | No public branches‡ | No public branches‡ |
Seabank Philippines | No public branches‡ | No public branches‡ | No public branches‡ |
Citibank N.A. Philippines | No public branches‡ | No public branches‡ | No public branches‡ |
HSBC Philippines | 09:00 - 16:00 | Closed | Closed |
Standard Chartered Philippines | No public branches‡ | No public branches‡ | No public branches‡ |
Deutsche Bank AG PhilippinesEstimate† | 09:00 - 15:00 | Closed | Closed |
Bank of America N.A. Philippines | No public branches‡ | No public branches‡ | No public branches‡ |
JPMorgan Chase Bank Philippines | No public branches‡ | No public branches‡ | No public branches‡ |
Mizuho Bank Philippines | No public branches‡ | No public branches‡ | No public branches‡ |
MUFG Bank Philippines | No public branches‡ | No public branches‡ | No public branches‡ |
CTBC Bank Philippines | 09:00 - 16:00 | Closed | Closed |
Bank of China PhilippinesTypical† | 09:00 - 15:00 | Closed | Closed |
Industrial and Commercial Bank of China PhilippinesTypical† | 09:00 - 15:00 | Closed | Closed |
Korea Exchange Bank Philippines | No public branches‡ | No public branches‡ | No public branches‡ |
Mega International Commercial Bank PhilippinesTypical† | 09:00 - 15:00 | Closed | Closed |
*Limited Hours: Only some branches open on this day — often those in shopping centres — and their hours can differ from the bank's weekday hours. Check your own branch before travelling.
†Typical / Estimate: we have not confirmed hours for this particular bank from its own website. Typical rows show the usual banking hours for the Philippines; Estimate rows show hours reported for this bank that we have not yet confirmed. Treat both as a guide and check the bank directly. Rows without a marker are based on that bank's own published hours, one of its branch pages, or the banking regulator.
‡No public branches: this institution has no counter the public can visit — it is a wholesale, development or central institution, its retail business runs under a different brand, or it has been acquired. Its note says which.
Note: individual branches may vary even where a bank publishes standard hours. Always confirm with your specific branch before visiting.
Online Banks: Banks marked as "24/7 Online" operate primarily through digital channels with no physical branches or very limited branch access.
Tips for Banking in the Philippines
- •Visit during mid-morning or early afternoon to avoid peak hours
- •Check bank holidays before planning your visit
- •Use online banking for routine transactions to save time
- •ATMs are available 24/7 for basic banking needs
Important Reminders
- •Banks are closed on public holidays throughout the Philippines
- •Some banks may have reduced hours during holiday seasons
- •Branch hours in rural areas may differ from urban centers
- •Always call ahead to confirm hours for your specific branch
2026 Banking Holidays in the Philippines
Complete list of bank holidays for the Philippines in 2026
Dates of religious holidays that follow the moon can move by a day once officially announced. Verify with your local bank for exact dates.
Are Banks Open Today in the Philippines?
No, banks in the Philippines are CLOSED today
Reason: All Souls' Day
Hours vary by specific bank and branch location
The information above represents typical banking hours for the Philippines. Individual branches may have different operating hours based on location, bank policies, and local regulations.
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Use our bank status checker above to verify the exact operating hours and status for your specific bank branch in the Philippines. Select your city, bank, and date to get precise information.
General Bank Working Hours
Standard banking hours across the Philippines
Philippine banks typically operate Monday through Friday from 9:00 AM to 4:00 PM. Some banks offer extended hours until 4:00 PM or 5:00 PM in select branches, particularly in malls. Most banks are closed on Saturdays, Sundays, and public holidays, though mall-based branches may have Saturday hours.
Major Banks in the Philippines
Leading financial institutions serving customers nationwide
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Looking to quickly find out "Are banks open today in the Philippines?" or "Is my bank open tomorrow?"Our tool provides instant, accurate answers for all major banks across the Philippines. Whether you need to visit a branch for deposits, withdrawals, or other banking services, we help you avoid wasted trips.
We cover all banking hours, public holidays, and weekend schedules for the Philippines, with today's status recalculated on every visit so you can plan your bank visits with confidence.
How We Verify Accurate Bank Opening & Holiday Data for the Philippines
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Today's Banking Insight
Updated 2026-11-02Today is Monday, November 2, 2026 — All Souls' Day. Most banks are closed, including BDO Unibank, Bank of the Philippine Islands (BPI) and Metropolitan Bank & Trust (Metrobank). ATMs and online banking keep working, but transfers wait for the next business day. Branches reopen Tuesday, November 3, 2026.
Bank Opening Status in the Philippines — Today, Tomorrow & Holiday Schedule
The Philippines banking system is regulated by the Bangko Sentral ng Pilipinas (BSP) and includes universal banks, commercial banks, and rural banks. The country observes both regular holidays (when all banks close) and special non-working holidays (where bank closure varies by institution). The Philippines has an unusually large number of public holidays — 12 regular holidays and approximately 8 special non-working holidays annually, one of the highest counts in Southeast Asia. Fiesta holidays at the local city or municipality level can also close specific branches. Standard banking hours are 9:00 AM to 4:00 PM or 4:00 PM on weekdays. BDO Unibank is the largest bank by assets, followed by Metropolitan Bank (Metrobank), Bank of the Philippine Islands (BPI), and Land Bank of the Philippines. InstaPay and PESONet — the BSP's retail payment systems — enable 24/7 instant transfers between all Philippine banks, making branch closures less disruptive for everyday transactions.
Frequently Asked Questions
Everything you need to know about banking in the Philippines
Are banks open today in the Philippines?
Philippine banks are open Monday through Friday from 9:00 AM to 4:00 PM. Some branches in malls have extended hours. Banks are closed on weekends and public holidays. Use our checker tool to verify your specific date.
Are banks open on public holidays in the Philippines?
No, Philippine banks are closed on all national holidays including Independence Day, Rizal Day, Christmas, and Holy Week. Online banking and ATMs remain accessible 24/7.
Do banks open on weekends in the Philippines?
Most Philippine banks are closed on Saturdays and Sundays. However, some branches located in shopping malls may offer limited Saturday hours from 10:00 AM to 2:00 PM.
Are online banking services available if physical branches are closed?
Yes, all major Philippine banks offer online banking through websites and mobile apps. Services include fund transfers, bill payments, balance inquiries, and more, accessible 24/7.
What time do banks open tomorrow in the Philippines?
Most Philippine banks open at 9:00 AM on weekdays and close at 3:00 PM. Some branches in commercial areas may have extended hours until 5:00 PM. Check with your specific branch.
Do regional holidays affect banking hours in the Philippines?
National holidays are observed uniformly across the Philippines. Some regions may observe local festivals, but these typically do not affect bank operations unless declared as special non-working holidays.
Can I use ATMs and e-wallets when banks are closed?
Yes, ATMs operate 24/7 in the Philippines. E-wallet services like GCash, PayMaya, and others are available around the clock for instant transfers, bill payments, and purchases.
Are banks closed during Holy Week in the Philippines?
Yes, banks are closed on Maundy Thursday and Good Friday during Holy Week. Many also close on Black Saturday. Banks reopen after Easter Sunday, resuming regular Monday hours.
Do mall-based banks have different hours?
Some bank branches located inside shopping malls may offer extended hours, typically opening later (10:00 AM) and staying open until 4:00 PM or 5:00 PM. Some also open on Saturdays.
Are digital banks in the Philippines available 24/7?
Digital banks like Tonik, GoTyme, UnionDigital, and Maya Bank operate entirely online with 24/7 access. Customer service hours may vary, but account access is always available through their apps.
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Data sourced from official holiday calendars, central bank announcements, and verified bank schedules across 78 countries.
⚠️Disclaimer: Bank hours may vary based on region and branch. Please contact your local branch for exact timings.
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