Are Banks Open Today in Philippines?

The Philippine banking system operates under the Bangko Sentral ng Pilipinas (Central Bank of the Philippines) and includes universal banks, commercial banks, thrift banks, and rural banks. Banking hours follow a Monday-Friday schedule, with most banks closing at 3:00 PM. The Philippines has embraced digital banking with numerous fintech innovations, mobile banking apps, and e-wallet services. Major banks offer comprehensive online services, making banking accessible even when physical branches are closed.

Check Bank Status in Philippines

Upcoming Bank Holidays in Philippines

Plan ahead with our comprehensive list of upcoming bank holidays

Labour Day
May 1, 2026
Independence Day
Jun 12, 2026
Ninoy Aquino Day
Aug 21, 2026
National Heroes Day
Aug 31, 2026
All Saints' Day Eve
Oct 31, 2026
All Saints' Day
Nov 1, 2026
Bonifacio Day
Nov 30, 2026
Feast of the Immaculate Conception of Mary
Dec 8, 2026
Christmas Eve
Dec 24, 2026
Christmas Day
Dec 25, 2026

Please note that holiday observance may vary by bank and region. Always check with your local bank for specific holiday schedules.

Banking Hours in Philippines 2026

Complete guide to bank operating hours across Philippines. Hours shown are specific to each bank.

Standard Banking Hours

Philippine banks typically operate Monday through Friday from 9:00 AM to 3:00 PM. Some banks offer extended hours until 4:00 PM or 5:00 PM in select branches, particularly in malls. Most banks are closed on Saturdays, Sundays, and public holidays, though mall-based branches may have Saturday hours.

Note: Individual banks have specific hours shown in the table below. Always verify with your specific branch before visiting.

About Banking Hours in Philippines

Banking institutions in Philippines generally operate during standard business hours on weekdays. However, operating hours can vary significantly based on the bank, branch location, and local regulations.

Weekend Hours: Many banks in Philippines are closed on weekends, though some branches in major cities or shopping centers may offer limited Saturday hours. Sunday operations are rare and typically limited to ATM services. Are banks open on Saturday in Philippines? Are banks open on Sunday in Philippines?

Holiday Closures: Banks in Philippines observe national public holidays and may also close for regional holidays. During holiday seasons, some branches may operate on reduced hours.

Extended Hours: Select branches, particularly those in commercial districts or transportation hubs, may offer extended hours to accommodate customer needs. Check with your specific branch for their exact schedule.

Bank Operating Hours in Philippines 2026

Showing 61 banks - Scroll within table to see all

Bank NameWeekday HoursSaturdaySunday
BDO Unibank
09:00 - 18:00
09:00 - 15:30Closed
Bank of the Philippine Islands (BPI)
09:00 - 16:30
ClosedClosed
Metropolitan Bank & Trust (Metrobank)
09:00 - 16:00
ClosedClosed
Philippine National Bank (PNB)
09:00 - 16:00
ClosedClosed
Land Bank of the Philippines
08:30 - 14:00
ClosedClosed
Development Bank of the Philippines (DBP)
08:30 - 15:30
ClosedClosed
UnionBank of the Philippines
09:00 - 16:00
ClosedClosed
China Banking Corporation (Chinabank)
09:00 - 16:00
10:00 - 15:30Closed
Rizal Commercial Banking Corporation (RCBC)
09:00 - 16:00
ClosedClosed
Security Bank
09:00 - 16:30
ClosedClosed
Philippine Trust Company (Philtrust Bank)
09:00 - 16:00
ClosedClosed
Asia United Bank (AUB)
09:00 - 15:00
ClosedClosed
Robinsons Bank
09:00 - 15:00
ClosedClosed
East West Banking Corporation
09:00 - 17:00
10:00 - 17:0010:00 - 17:00
Maybank Philippines
09:00 - 15:00
ClosedClosed
Bank of Commerce
09:00 - 17:00
ClosedClosed
Philippine Bank of Communications (PBCOM)
09:00 - 15:00
ClosedClosed
Sterling Bank of Asia
09:00 - 15:00
ClosedClosed
United Coconut Planters Bank (UCPB)
09:00 - 15:00
ClosedClosed
Wealth Development Bank
09:00 - 15:00
ClosedClosed
Producers Bank
09:00 - 15:00
ClosedClosed
Queen City Development Bank
09:00 - 15:00
ClosedClosed
BPI Family Savings Bank
09:00 - 15:00
ClosedClosed
BDO Network Bank
09:00 - 18:00
09:00 - 18:00Closed
CARD SME Bank
09:00 - 15:00
ClosedClosed
Dungganon Bank
09:00 - 15:00
ClosedClosed
Equicom Savings Bank
09:00 - 16:00
ClosedClosed
PNB Savings Bank
09:00 - 16:00
ClosedClosed
Citystate Savings Bank
09:00 - 16:30
ClosedClosed
Partner Rural Bank
09:00 - 15:00
ClosedClosed
RCBC Savings Bank
09:00 - 16:00
ClosedClosed
Banco De Oro Private Bank
09:00 - 15:00
ClosedClosed
Yuanta Savings Bank
09:00 - 15:00
ClosedClosed
Cantilan Bank
09:00 - 15:00
ClosedClosed
CARD Bank
09:00 - 15:00
ClosedClosed
First Consolidated Bank
08:00 - 04:00
ClosedClosed
Kaala Rural Bank
09:00 - 15:00
ClosedClosed
Partner Rural Bank Antipolo
09:00 - 15:00
ClosedClosed
Green Bank of Caraga
09:00 - 15:00
ClosedClosed
Wealth Rural Bank
09:00 - 15:00
ClosedClosed
CIMB Bank Philippines
24/7 Online
24/7 Online24/7 Online
ING Bank Philippines
09:00 - 15:00
ClosedClosed
Tonik Digital Bank
24/7 Online
24/7 Online24/7 Online
UnionDigital Bank
09:00 - 15:00
ClosedClosed
GoTyme Bank
24/7 Online
24/7 Online24/7 Online
Maya Bank
24/7 Online
24/7 Online24/7 Online
Overseas Filipino Bank (OF Bank)
09:00 - 15:00
ClosedClosed
Seabank Philippines
09:00 - 15:00
ClosedClosed
Citibank N.A. Philippines
09:00 - 15:00
ClosedClosed
HSBC Philippines
09:00 - 15:00
ClosedClosed
Standard Chartered Philippines
09:00 - 15:00
ClosedClosed
Deutsche Bank AG Philippines
09:00 - 15:00
ClosedClosed
Bank of America N.A. Philippines
09:00 - 15:00
ClosedClosed
JPMorgan Chase Bank Philippines
09:00 - 15:00
ClosedClosed
Mizuho Bank Philippines
09:00 - 15:00
ClosedClosed
MUFG Bank Philippines
09:00 - 15:00
ClosedClosed
CTBC Bank Philippines
09:00 - 16:00
ClosedClosed
Bank of China Philippines
09:00 - 15:00
ClosedClosed
Industrial and Commercial Bank of China Philippines
09:00 - 15:00
ClosedClosed
Korea Exchange Bank Philippines
09:00 - 15:00
ClosedClosed
Mega International Commercial Bank Philippines
09:00 - 15:00
ClosedClosed
Scroll to see more banks

*Limited Hours: Some branches may be open on Saturdays with reduced hours.
Note: Hours shown are typical for each bank. Individual branches may vary. Always confirm with your specific branch before visiting.
Online Banks: Banks marked as "24/7 Online" operate primarily through digital channels with no physical branches or very limited branch access.

Tips for Banking in Philippines

  • Visit during mid-morning or early afternoon to avoid peak hours
  • Check bank holidays before planning your visit
  • Use online banking for routine transactions to save time
  • ATMs are available 24/7 for basic banking needs

Important Reminders

  • Banks are closed on public holidays throughout Philippines
  • Some banks may have reduced hours during holiday seasons
  • Branch hours in rural areas may differ from urban centers
  • Always call ahead to confirm hours for your specific branch

2026 Banking Holidays in Philippines

Complete list of bank holidays for Philippines in 2026

New Year's DayBagong Taon
Thu, Jan 1, 2026
Closed
Chinese New YearChinese New Year
Tue, Feb 17, 2026
Closed
Maundy ThursdayHuwebes Santo
Thu, Apr 2, 2026
Closed
Good FridayBiyernes Santo
Fri, Apr 3, 2026
Closed
Holy SaturdaySabado de Gloria
Sat, Apr 4, 2026
Closed
Day of ValorAraw ng Kagitingan
Thu, Apr 9, 2026
Closed
Labour DayAraw ng Paggawa
Fri, May 1, 2026
Closed
Independence DayAraw ng Kalayaan
Fri, Jun 12, 2026
Closed
Ninoy Aquino DayAraw ng Kamatayan ni Senador Benigno Simeon "Ninoy" Aquino Jr.
Fri, Aug 21, 2026
Closed
National Heroes DayAraw ng mga Bayani
Mon, Aug 31, 2026
Closed
All Saints' Day EveAll Saints' Day Eve
Sat, Oct 31, 2026
Closed
All Saints' DayAraw ng mga Santo
Sun, Nov 1, 2026
Closed
Bonifacio DayAraw ni Gat Andres Bonifacio
Mon, Nov 30, 2026
Closed
Feast of the Immaculate Conception of MaryKapistahan ng Immaculada Concepcion
Tue, Dec 8, 2026
Closed
Christmas EveChristmas Eve
Thu, Dec 24, 2026
Closed
Christmas DayAraw ng Pasko
Fri, Dec 25, 2026
Closed
Rizal DayAraw ng Kamatayan ni Dr. Jose Rizal
Wed, Dec 30, 2026
Closed
Last Day of The YearHuling Araw ng Taon
Thu, Dec 31, 2026
Closed

*Some movable holidays (e.g., religious observances) may be adjusted. Verify with your local bank for exact dates.

General Bank Working Hours

Standard banking hours across Philippines

Philippine banks typically operate Monday through Friday from 9:00 AM to 3:00 PM. Some banks offer extended hours until 4:00 PM or 5:00 PM in select branches, particularly in malls. Most banks are closed on Saturdays, Sundays, and public holidays, though mall-based branches may have Saturday hours.

Major Banks in Philippines

Leading financial institutions serving customers nationwide

#1 Bank Status Checker for Philippines

Your #1 Tool to Check If Banks Are Open Today in Philippines

Looking to quickly find out "Are banks open today in Philippines?" or "Is my bank open tomorrow?"Our tool provides instant, accurate answers for all major banks across Philippines. Whether you need to visit a branch for deposits, withdrawals, or other banking services, we help you avoid wasted trips.

We cover all banking hours, public holidays, and weekend schedules for Philippines, giving you real-time status updates so you can plan your bank visits with confidence.

How We Verify Accurate Bank Opening & Holiday Data for Philippines

To ensure accurate results for Philippines, our team monitors:

National and public holiday calendars for Philippines
Central bank announcements and regulatory updates
Local weekend schedules and regional banking hours
Real-time updates on special banking events in Philippines

We track banking calendars for Philippines and revise information whenever new changes are released. Our goal is to ensure that every user receives the most reliable status for their region.

How to Use Our Tool - Check If Your Bank Is Open Today in Philippines

1

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Choose Philippines (already selected), your city, and specific bank from our comprehensive database.

2

Pick Your Date

Select today, tomorrow, or any future date to check bank availability and holiday schedules.

3

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Receive real-time status showing whether the bank is open or closed, with operating hours and holiday information.

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All major banks in Philippines
Public holidays included
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Bank Opening Status in Philippines — Today, Tomorrow & Holiday Schedule

The Philippines banking system is regulated by the Bangko Sentral ng Pilipinas (BSP) and includes universal banks, commercial banks, and rural banks. The country observes both regular holidays (when all banks close) and special non-working holidays (where bank closure varies by institution). The Philippines has an unusually large number of public holidays — 12 regular holidays and approximately 8 special non-working holidays annually, one of the highest counts in Southeast Asia. Fiesta holidays at the local city or municipality level can also close specific branches. Standard banking hours are 9:00 AM to 3:00 PM or 4:00 PM on weekdays. BDO Unibank is the largest bank by assets, followed by Metropolitan Bank (Metrobank), Bank of the Philippine Islands (BPI), and Land Bank of the Philippines. InstaPay and PESONet — the BSP's retail payment systems — enable 24/7 instant transfers between all Philippine banks, making branch closures less disruptive for everyday transactions.

Frequently Asked Questions

Everything you need to know about banking in Philippines

Are banks open today in the Philippines?

Philippine banks are open Monday through Friday from 9:00 AM to 3:00 PM. Some branches in malls have extended hours. Banks are closed on weekends and public holidays. Use our checker tool to verify your specific date.

Are banks open on public holidays in the Philippines?

No, Philippine banks are closed on all national holidays including Independence Day, Rizal Day, Christmas, and Holy Week. Online banking and ATMs remain accessible 24/7.

Do banks open on weekends in the Philippines?

Most Philippine banks are closed on Saturdays and Sundays. However, some branches located in shopping malls may offer limited Saturday hours from 10:00 AM to 2:00 PM.

Are online banking services available if physical branches are closed?

Yes, all major Philippine banks offer online banking through websites and mobile apps. Services include fund transfers, bill payments, balance inquiries, and more, accessible 24/7.

What time do banks open tomorrow in the Philippines?

Most Philippine banks open at 9:00 AM on weekdays and close at 3:00 PM. Some branches in commercial areas may have extended hours until 5:00 PM. Check with your specific branch.

Do regional holidays affect banking hours in the Philippines?

National holidays are observed uniformly across the Philippines. Some regions may observe local festivals, but these typically do not affect bank operations unless declared as special non-working holidays.

Can I use ATMs and e-wallets when banks are closed?

Yes, ATMs operate 24/7 in the Philippines. E-wallet services like GCash, PayMaya, and others are available around the clock for instant transfers, bill payments, and purchases.

Are banks closed during Holy Week in the Philippines?

Yes, banks are closed on Maundy Thursday and Good Friday during Holy Week. Many also close on Black Saturday. Banks reopen after Easter Sunday, resuming regular Monday hours.

Do mall-based banks have different hours?

Some bank branches located inside shopping malls may offer extended hours, typically opening later (10:00 AM) and staying open until 4:00 PM or 5:00 PM. Some also open on Saturdays.

Are digital banks in the Philippines available 24/7?

Digital banks like Tonik, GoTyme, UnionDigital, and Maya Bank operate entirely online with 24/7 access. Customer service hours may vary, but account access is always available through their apps.

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⚠️Disclaimer: Bank hours may vary based on region and branch. Please contact your local branch for exact timings.

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