PNC Bank Hours: The Complete Guide

Most PNC Bank branches follow this schedule: Monday through Thursday 9:00 AM to 5:00 PM, Friday 9:00 AM to 6:00 PM, Saturday 9:00 AM to noon or 1:00 PM, closed Sunday. The Friday extension to 6:00 PM is one of PNC's notable conveniences — shared with Bank of America but not the standard at Chase or Wells Fargo. Drive-through lanes where available typically open earlier, at 8:00 AM on weekdays, before the lobby unlocks at 9:00. Hours vary by location, so confirm through the PNC branch locator at pnc.com.

Many PNC branches are open on Saturday, but hours are shortened — typically 9:00 AM to noon (12:00 PM) or 1:00 PM. Not all branches open on Saturday. PNC locations inside grocery stores and retail centers are more likely to offer Saturday hours, while standalone branches in suburban office parks are more likely to be closed. The drive-through may keep its own Saturday schedule, sometimes staying open until 1:00 PM even when the lobby closes at noon. Always check the branch locator before visiting on a Saturday.

No. PNC  Bank branches do not have Sunday hours. PNC is closed Sunday with no exceptions at traditional branches. A very small number of in-store locations inside 24-hour grocery stores may have limited Sunday availability, but these are rare and should be verified through the locator. For Sunday banking needs, use PNC ATMs (available 24/7), the PNC Mobile app for mobile deposits and transfers, or PNC Online Banking.

PNC branches in most markets stay open until 6:00 PM on Fridays — an extra hour compared to the standard Monday–Thursday close of 5:00 PM. This aligns PNC with Bank of America's Friday schedule and gives working customers a window to handle banking after a typical 9-to-5 workday ends. Not every location extends to 6:00 PM on Friday; some may close at 5:30 PM, particularly in smaller markets. Check your branch in the locator for the exact Friday time.

PNC drive-through lanes typically open at 8:00 AM on weekdays — a full hour before the lobby opens at 9:00 AM. This is a genuine practical advantage: if you need to deposit a check or withdraw cash early in the morning before work or an appointment, the drive-through is available while the lobby is still locked. Drive-through Saturday hours commonly mirror the lobby (9 AM to noon or 1 PM), though some locations extend the drive-through an extra 30 minutes past the lobby close.

PNC Bank closes on all 11 federal holidays: New Year's Day, MLK Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas Day. PNC follows the same  holiday schedule as Chase, Bank of America, and Wells Fargo — all branches close on Columbus Day and Presidents' Day, unlike TD Bank which stays open on those two days. On Christmas Eve and New Year's Eve, many PNC branches close early around 2:00 PM.

PNC Bank operates approximately 2,600 branches across 28 states and Washington D.C., making it the sixth-largest U.S. bank by assets. PNC's traditional footprint was the Mid-Atlantic and Midwest — Pennsylvania (where PNC is headquartered in Pittsburgh), Ohio, Michigan, Indiana, Kentucky, Missouri, Illinois, Virginia, Maryland, and the Washington D.C. metro area. PNC dramatically expanded into the South and Southwest in 2021 through its acquisition of BBVA USA, adding Alabama, Arizona, California (limited), Colorado, Florida (expanded), New Mexico, and Texas. If you live outside these 28 states, PNC does not have branches in your state.

PNC Virtual Wallet is PNC's flagship checking account product, designed to help customers manage everyday spending, short-term saving, and long-term saving in one integrated view. It combines three sub-accounts — Spend (everyday checking), Reserve (short-term savings), and Growth (long-term savings) — with tools like Low Cash Mode (which gives you extra time to avoid overdrafts), calendar-based cash flow view, and automatic savings features. Virtual Wallet was designed primarily for younger customers and people new to  banking. Its fee structure, overdraft approach, and digital tools are a core part of why people choose PNC over competitors.

PNC Bank typically posts direct deposits between midnight and 6:00 AM ET on the scheduled pay date. Like other major banks, PNC processes ACH deposits in overnight batches — the exact time depends on when your employer's payroll processor submits the ACH file. PNC does not offer early direct deposit as a standard feature. If your payday falls on a federal holiday that PNC observes (all 11), most employers advance the deposit to the Friday before.

PNC customer service is available at 1-888-762-2265. Hours are Monday through Friday 8:00 AM to 9:00 PM ET, Saturday and Sunday 8:00 AM to 5:00 PM ET. Fraud and lost/stolen card services are available 24/7 at the same number. The PNC Mobile app also offers 24/7 access to account information, Virtual Wallet tools, and mobile deposit.

PNC and  Bank of America both extend Friday hours to 6:00 PM, while Chase and Wells Fargo typically close at 5:00 PM. On Saturday, PNC closes at noon (similar to Wells Fargo, but Chase and BofA commonly stay open until 1:00 or 2:00 PM). PNC's drive-through opens earlier (8:00 AM) than most competitors' lobbies. Sunday: only TD Bank opens Sunday among major banks — PNC, Chase, BofA, and Wells Fargo are all closed. For holiday closures, PNC closes on all 11 federal holidays, same as Chase, BofA, and Wells Fargo (TD Bank stays open on 2 of those).