Terms of Service

Last Updated: March 16, 2026

1. Acceptance of Terms

By accessing and using Are Banks Open Today ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use our Service.

2. Description of Service

Are Banks Open Today provides information about bank operating hours, holidays, and schedules across multiple countries. The Service is provided "as is" and "as available" without warranties of any kind.

3. Use of Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Service in any way that violates any applicable national or international law or regulation
  • Attempt to gain unauthorized access to any portion of the Service
  • Use any automated system or software to extract data from the Service for commercial purposes
  • Interfere with or disrupt the Service or servers connected to the Service
  • Transmit any viruses, worms, defects, or other items of a destructive nature

4. Accuracy of Information

While we strive to provide accurate and up-to-date information about bank hours and holidays, we cannot guarantee the accuracy, completeness, or timeliness of the information provided. Bank hours may vary by location, and unexpected closures may occur.

We recommend that you verify critical information directly with your bank or financial institution before making important decisions based on the information provided through our Service.

5. Intellectual Property Rights

The Service and its original content, features, and functionality are owned by Are Banks Open Today and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without prior written consent.

6. User-Generated Content

If you submit feedback, suggestions, or error reports to us, you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, and distribute such content for the purpose of improving our Service.

7. Third-Party Links and Services

Our Service may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any third-party content, goods, or services available through such websites or services.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SERVICE, INCLUDING BUT NOT LIMITED TO:

  • Accuracy, reliability, or completeness of information
  • Uninterrupted or error-free operation
  • Fitness for a particular purpose
  • Non-infringement of intellectual property rights

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

  • Your use or inability to use the Service
  • Any unauthorized access to or use of our servers
  • Any errors or omissions in any content
  • Decisions made based on information provided through the Service

10. Indemnification

You agree to defend, indemnify, and hold harmless Are Banks Open Today and its affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or expenses arising from:

  • Your use of the Service
  • Your violation of these Terms of Service
  • Your violation of any third-party rights

11. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

12. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any material changes by posting the new Terms of Service on this page and updating the "Last Updated" date.

Your continued use of the Service after any such changes constitutes your acceptance of the new Terms of Service.

13. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to its conflict of law provisions.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the Terms shall otherwise remain in full force and effect.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at: