Are Banks Open Today in Pakistan?
No — most banks in Pakistan are closed today. Sunday is part of the weekend.
Banks normally close on Sunday and Saturday. Branches reopen Monday, November 2, 2026. ATMs, mobile apps and online banking keep working, but transfers made today usually process on the next working day.
Check Bank Status in Pakistan
About Banking in Pakistan
Pakistan's banking system is regulated by the State Bank of Pakistan (SBP) with 33 scheduled banks. Branches are open Monday to Friday, typically 9:00 AM to 5:00 PM, with a long prayer break on Friday (about 1:00 PM to 2:30 PM). Saturday and Sunday are the weekend; under SBP rules only selected branches in major cities open on Saturday. Pakistan observes 15+ public holidays annually including Eid-ul-Fitr and Eid-ul-Adha (3 days each). Raast instant payments work 24/7 including holidays. Use the tool below to check if your bank is open.
Upcoming Bank Holidays in Pakistan
Plan ahead with our comprehensive list of upcoming bank holidays
Please note that holiday observance may vary by bank and region. Always check with your local bank for specific holiday schedules.
Banking Hours in Pakistan 2026
Bank operating hours across Pakistan. Where we have confirmed a bank's own hours we show them; rows marked Typical† show the country's usual banking hours instead, and rows marked Estimate† show hours we have not yet confirmed from the bank itself.
Standard Banking Hours
Pakistani banks open Monday to Friday. Typical branch hours are 9:00 AM to 5:00 PM; the State Bank of Pakistan's own office hours, which banks' public dealing hours must at least match, are 9:00 AM to 5:30 PM Monday to Thursday (break 1:30 PM to 2:15 PM) and 9:00 AM to 6:00 PM on Friday (prayer break 1:00 PM to 2:30 PM). Friday is a full working day; branches pause for Jumu'ah prayers and reopen in the afternoon. Saturday and Sunday are the weekend, but banks may open selected branches on Saturday in major cities, business centres and ports, and must publish the list on their websites. Cash counters often stop taking transactions 30 to 60 minutes before the branch closes. During Ramadan, the SBP sets shorter hours each year; in 2026 public dealing ran 9:00 AM to 2:00 PM Monday to Thursday and 9:00 AM to 12:30 PM on Friday. Hours vary by bank and branch, so check your branch before visiting.
Note: Individual banks have specific hours shown in the table below. Always verify with your specific branch before visiting.
About Banking Hours in Pakistan
Banking institutions in Pakistan generally operate during standard business hours on weekdays. However, operating hours can vary significantly based on the bank, branch location, and local regulations.
Weekend Hours: Many banks in Pakistan are closed on weekends, though some branches in major cities or shopping centers may offer limited Saturday hours. Sunday operations are rare and typically limited to ATM services. Are banks open on Saturday in Pakistan? Sunday bank hours by country
Holiday Closures: Banks in Pakistan observe national public holidays and may also close for regional holidays. During holiday seasons, some branches may operate on reduced hours.
Extended Hours: Select branches, particularly those in commercial districts or transportation hubs, may offer extended hours to accommodate customer needs. Check with your specific branch for their exact schedule.
Further reading: Banking hours around the world and banking while traveling.
Bank Operating Hours in Pakistan 2026
Showing 27 banks - Scroll within table to see all
| Bank Name | Weekday Hours | Saturday | Sunday |
|---|---|---|---|
Habib Bank Limited (HBL)Typical† | 09:00 - 17:00 | Limited Hours* | Closed |
National Bank of PakistanTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
United Bank Limited (UBL)Typical† | 09:00 - 17:00 | Limited Hours* | Closed |
MCB BankTypical† | 09:00 - 17:00 | Closed | Closed |
Allied Bank LimitedTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
Bank AlfalahTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
Askari BankTypical† | 09:00 - 17:00 | Closed | Closed |
Faysal BankTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
Soneri BankTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
Bank Al-HabibTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
Standard Chartered PakistanTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
Meezan BankTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
Dubai Islamic Bank PakistanTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
JS BankTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
Silk BankTypical† | 09:00 - 17:00 | Closed | Closed |
Bank MakramahTypical† | 09:00 - 17:00 | Closed | Closed |
Samba BankTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
Bank of PunjabTypical† | 09:00 - 17:00 | Limited Hours* | Closed |
The Bank of KhyberTypical† | 09:00 - 17:00 | Closed | Closed |
Sindh Bank | 09:00 - 17:30 | 10:30 - 15:00 | Closed |
Bank Islami PakistanTypical† | 09:00 - 17:00 | Closed | Closed |
Al Baraka Bank PakistanTypical† | 09:00 - 17:00 | Closed | Closed |
EasyPaisa | No public branches‡ | No public branches‡ | No public branches‡ |
JazzCash | No public branches‡ | No public branches‡ | No public branches‡ |
SadaPayOnline | 24/7 Online | 24/7 Online | 24/7 Online |
NayaPayOnline | 24/7 Online | 24/7 Online | 24/7 Online |
Finja | No public branches‡ | No public branches‡ | No public branches‡ |
*Limited Hours: Only some branches open on this day — often those in shopping centres — and their hours can differ from the bank's weekday hours. Check your own branch before travelling.
†Typical / Estimate: we have not confirmed hours for this particular bank from its own website. Typical rows show the usual banking hours for Pakistan; Estimate rows show hours reported for this bank that we have not yet confirmed. Treat both as a guide and check the bank directly. Rows without a marker are based on that bank's own published hours, one of its branch pages, or the banking regulator.
‡No public branches: this institution has no counter the public can visit — it is a wholesale, development or central institution, its retail business runs under a different brand, or it has been acquired. Its note says which.
Note: individual branches may vary even where a bank publishes standard hours. Always confirm with your specific branch before visiting.
Online Banks: Banks marked as "24/7 Online" operate primarily through digital channels with no physical branches or very limited branch access.
Tips for Banking in Pakistan
- •Visit during mid-morning or early afternoon to avoid peak hours
- •Check bank holidays before planning your visit
- •Use online banking for routine transactions to save time
- •ATMs are available 24/7 for basic banking needs
Important Reminders
- •Banks are closed on public holidays throughout Pakistan
- •Some banks may have reduced hours during holiday seasons
- •Branch hours in rural areas may differ from urban centers
- •Always call ahead to confirm hours for your specific branch
2026 Banking Holidays in Pakistan
Complete list of bank holidays for Pakistan in 2026
Dates of religious holidays that follow the moon can move by a day once officially announced. Verify with your local bank for exact dates.
Are Banks Open Today in Pakistan?
No, banks in Pakistan are CLOSED today
Reason: Weekend (Sunday)
Hours vary by specific bank and branch location
The information above represents typical banking hours for Pakistan. Individual branches may have different operating hours based on location, bank policies, and local regulations.
📍 Want to check a specific bank or branch?
Use our bank status checker above to verify the exact operating hours and status for your specific bank branch in Pakistan. Select your city, bank, and date to get precise information.
General Bank Working Hours
Standard banking hours across Pakistan
Pakistani banks open Monday to Friday. Typical branch hours are 9:00 AM to 5:00 PM; the State Bank of Pakistan's own office hours, which banks' public dealing hours must at least match, are 9:00 AM to 5:30 PM Monday to Thursday (break 1:30 PM to 2:15 PM) and 9:00 AM to 6:00 PM on Friday (prayer break 1:00 PM to 2:30 PM). Friday is a full working day; branches pause for Jumu'ah prayers and reopen in the afternoon. Saturday and Sunday are the weekend, but banks may open selected branches on Saturday in major cities, business centres and ports, and must publish the list on their websites. Cash counters often stop taking transactions 30 to 60 minutes before the branch closes. During Ramadan, the SBP sets shorter hours each year; in 2026 public dealing ran 9:00 AM to 2:00 PM Monday to Thursday and 9:00 AM to 12:30 PM on Friday. Hours vary by bank and branch, so check your branch before visiting.
Major Banks in Pakistan
Leading financial institutions serving customers nationwide
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Looking to quickly find out "Are banks open today in Pakistan?" or "Is my bank open tomorrow?"Our tool provides instant, accurate answers for all major banks across Pakistan. Whether you need to visit a branch for deposits, withdrawals, or other banking services, we help you avoid wasted trips.
We cover all banking hours, public holidays, and weekend schedules for Pakistan, with today's status recalculated on every visit so you can plan your bank visits with confidence.
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Today's Banking Insight
Updated 2026-11-01Today is Sunday, November 1, 2026, part of the weekend, so most branches are closed, including Habib Bank Limited (HBL), National Bank of Pakistan (NBP) and United Bank Limited (UBL). ATMs and online banking remain available. Branches reopen Monday, November 2, 2026.
Bank Opening Status in Pakistan — Today, Tomorrow & Holiday Schedule
Pakistan's banking sector comprises 33 scheduled banks regulated by the State Bank of Pakistan (SBP) under the State Bank of Pakistan Act 1956 and the Banking Companies Ordinance 1962. The sector includes public sector banks (National Bank of Pakistan, First Women Bank), private banks (HBL, UBL, MCB, Allied Bank, Bank Alfalah, Askari Bank, Faysal Bank), Islamic banks (Meezan Bank, Dubai Islamic Bank Pakistan, BankIslami, Al Baraka Bank), and foreign banks (Standard Chartered Pakistan, Citibank Pakistan). HBL (Habib Bank Limited) is the largest private bank with over 1,700 branches, while National Bank of Pakistan is the largest government-owned bank. Standard branch hours are about 9:00 AM to 5:00 PM Monday to Friday. SBP's own office hours, the minimum banks must match, are 9:00 AM to 5:30 PM Monday to Thursday and 9:00 AM to 6:00 PM on Friday with a 1:00 PM to 2:30 PM prayer break. Saturday and Sunday are the weekend, though banks may open selected branches on Saturday and must list them on their websites. During Ramadan, the SBP issues a circular reducing bank hours — in 2026, 9:00 AM to 2:00 PM Monday to Thursday and 9:00 AM to 12:30 PM on Friday. On the 1st of Ramadan, banks observe a Bank Holiday for Zakat deduction where employees attend office but branches are closed for public dealing. Pakistan observes both fixed national holidays (Kashmir Day, Pakistan Day, Labour Day, Independence Day, Iqbal Day, Quaid-e-Azam Day) and Islamic holidays based on moon sighting (Eid-ul-Fitr, Eid-ul-Adha, Shab-e-Meraj, Shab-e-Barat, Ashura, Eid Milad-un-Nabi). Eid-ul-Fitr and Eid-ul-Adha each close banks for 3 consecutive days, and when combined with weekends or other holidays can create 4-5 day closure blocks. July 1 is observed as a Bank Holiday for financial year closing — branches are closed for public dealing but employees work for year-end bookkeeping. Pakistan's Raast instant payment system, launched by the SBP in January 2021, enables free person-to-person transfers 24/7/365 including all holidays. IBFT (Inter-Bank Fund Transfer) via 1Link also operates 24/7 with a small fee. ATMs across all banks operate 24/7.
Everything You Need to Know About Banking in Pakistan
📅Are Banks Open on Friday, Saturday, and Sunday in Pakistan?
Pakistan's weekend is Saturday and Sunday. This is a common point of confusion because Pakistan is a Muslim-majority country and some people assume Friday is the weekend, as it is in Saudi Arabia and Qatar. In Pakistan, Friday is a full working day for banks. The State Bank of Pakistan's own office hours, which set the minimum for banks' public dealing hours, are 9:00 AM to 5:30 PM Monday to Thursday with a break from 1:30 PM to 2:15 PM, and 9:00 AM to 6:00 PM on Friday with a longer break from 1:00 PM to 2:30 PM for Jumu'ah prayers (SBP BPRD Circular Letter No. 17 of 2022). So on Friday, branches pause around midday and reopen in the afternoon rather than closing for the day. Exact hours vary by bank and branch. During the Monday to Thursday break, many branches keep some counters open, but service is slower. Cash counters at many banks stop taking new transactions 30 to 60 minutes before the branch closes, so arrive early for cash deposits or withdrawals. During Ramadan the SBP sets shorter hours each year, with no break. Saturday: most branches are closed, but the same SBP circular lets banks open selected branches on Saturday in major cities, business centres, commercial markets and ports. Each bank must list its Saturday branches on its website and display a notice at those branches, so check your bank's list before going. All branches are closed on Sunday. On weekends you can still use Raast instant transfers (24/7, free), IBFT via 1Link (24/7, small fee), ATMs (24/7), mobile banking apps (HBL Mobile, UBL Digital, MCB Live, Meezan Bank App), EasyPaisa and JazzCash mobile wallets, SadaPay and NayaPay digital accounts, and internet banking for all major banks.
🎉Pakistan Bank Holidays 2026 — Complete SBP Calendar
Pakistan's bank holidays fall into two categories: fixed national holidays (same date every year) and Islamic holidays (based on lunar calendar, subject to moon sighting, may shift by 1-2 days). Fixed holidays 2026: Kashmir Solidarity Day (Thursday, February 5), Pakistan Day (Monday, March 23), Labour Day (Friday, May 1), Independence Day (Friday, August 14), Iqbal Day (Monday, November 9), Quaid-e-Azam Day (Friday, December 25). Islamic holidays 2026 (dates set by moon sighting and confirmed by SBP): 1st Ramadan Bank Holiday for Zakat (Thursday, February 19), Eid-ul-Fitr (Friday March 20 to Saturday March 21 — confirmed by SBP circular, combined with Sunday and Pakistan Day creating a 4-day closure March 20-23), Eid-ul-Adha (Tuesday May 26 to Thursday May 28 — confirmed by SBP), Ashura 9th and 10th Muharram (Thursday-Friday, June 25-26), Eid Milad-un-Nabi (Wednesday, August 26). Special bank holidays: July 1 (financial year closing — branches closed for public dealing, staff work for year-end bookkeeping), 1st Ramadan (Zakat deduction — branches closed, staff attend office). The SBP issues official circulars through the Banking Policy and Regulations Department (BPRD) for each holiday, typically 1-3 days before the holiday. These are published at sbp.org.pk. The holiday-heaviest period is March 2026: Eid-ul-Fitr (20-21 Mar) + Sunday (22 Mar) + Pakistan Day (23 Mar) = 4 consecutive closure days. Plan all banking by Thursday March 19 at the latest.
💰How Pakistani Bank Holidays Affect Salary, Payments, and Transfers
If your salary date falls on a bank holiday, weekend, or Eid, the timing depends on your employer's payroll system. Government employees typically receive salary on the last working day of the month — if the last day falls on a holiday, salary is credited on the last working day before the holiday. Private sector employers vary: some pay early before Eid, others let the IBFT or Raast transfer process on the holiday (since both work 24/7 electronically). Pension payments for government retirees follow the same early-payment rule as salaries. Cheque clearing pauses on all SBP holidays — if you deposit a cheque on the last working day before a 4-day Eid break, it will not clear until banks reopen, potentially taking 5-6 calendar days instead of the normal 1-2 working days. Utility bill payments (electricity via WAPDA/K-Electric, gas via SSGC/SNGPL, water) can be made 24/7 through mobile banking, EasyPaisa, JazzCash, or ATM bill payment — these process electronically regardless of bank holidays. Loan EMI (monthly installment) debits due on a bank holiday are processed on the next working day without penalty. However, maintain sufficient balance in your account before the holiday to avoid a bounce when the debit processes. Mobile top-ups, NADRA fee payments, and government challan payments are available 24/7 through digital channels.
📱What Banking Services Work When Pakistani Banks Are Closed?
Pakistan's digital banking ecosystem has grown rapidly, providing extensive alternatives when branches are closed. Raast (SBP's instant payment system): free person-to-person transfers 24/7/365 via IBAN, mobile number (Raast ID), or CNIC. Integrated into HBL, UBL, Meezan Bank, Bank Alfalah, Faysal Bank, JS Bank, and most major banks. IBFT (Inter-Bank Fund Transfer via 1Link): 24/7 transfers between any two Pakistani bank accounts. Small fee applies (typically 0.1% or Rs. 200 max). Available through mobile banking, internet banking, and ATMs. Mobile banking apps: HBL Mobile, UBL Digital App, MCB Arif Habib Savings Mobile, Meezan Bank App, Bank Alfalah Digital, Allied Bank myABL — all offer 24/7 balance enquiry, fund transfers, bill payments, and account management. EasyPaisa (Telenor Microfinance Bank): over 25 million users, 24/7 mobile wallet for transfers, bill payments, mobile top-ups, and merchant payments. JazzCash (Mobilink Microfinance Bank): over 15 million users, similar services to EasyPaisa. SadaPay and NayaPay: digital-only banking platforms with Mastercard/Visa debit cards, 24/7 app-based banking, and no branch dependency. ATMs: all 17,000+ ATMs via the 1Link network operate 24/7 for cash withdrawal, balance enquiry, fund transfer, and bill payment. What does NOT work on bank holidays: branch counter services, cheque clearing, demand draft issuance, locker access, in-person account opening with physical documentation, and cash deposits at branch counters. For cash deposits when branches are closed, use Cash Deposit Machines (CDMs) available at select HBL, UBL, and Meezan Bank branches — these typically operate from 8:00 AM to 10:00 PM.
🏧ATM Access, Cash Limits, and 1Link Network in Pakistan
Pakistan has approximately 17,000 ATMs connected through the 1Link network, which is the country's sole interbank switching and payment network. All ATMs operate 24/7 including all bank holidays, Eid closures, Ramadan, and weekends. Per-transaction withdrawal limits by bank: HBL: Rs. 25,000 to Rs. 50,000 per transaction depending on card type, daily limit Rs. 50,000 to Rs. 500,000. UBL: Rs. 25,000 per transaction (standard), Rs. 50,000 (premium). MCB: Rs. 25,000 per transaction. NBP: Rs. 25,000 per transaction. Meezan Bank: Rs. 25,000 to Rs. 50,000. Free ATM transactions: your own bank's ATMs are typically free and unlimited. Using another bank's ATM via 1Link incurs a fee of Rs. 15 to Rs. 30 per transaction (SBP regulates maximum inter-bank ATM fees). Important Eid tip: ATMs frequently run out of cash during Eid-ul-Fitr and Eid-ul-Adha due to extremely high withdrawal demand (Eidi distribution, Qurbani payments). Withdraw cash 2-3 days before Eid begins or use Raast and JazzCash and EasyPaisa for digital payments instead. Branchless banking agents (EasyPaisa and JazzCash retailers) are found at over 200,000 locations across Pakistan including rural areas and provide cash-in and cash-out services during their shop hours, even on some holidays.
🏦Best Time to Visit a Pakistani Bank Branch
The busiest times at Pakistani bank branches are the 1st and last working day of the month (salary deposits and withdrawals), Monday mornings (weekend backlog), the working day immediately before and after Eid holidays, and the last week of the tax filing deadline (September-October for most filers). The quietest times are Tuesday to Thursday between 11:00 AM and 1:00 PM. Avoid Friday entirely for non-urgent banking — hours are already short (closing at 1:00 PM) and branches get crowded before Jumu'ah prayers. For account opening, bring: CNIC (Computerised National Identity Card — mandatory for all bank accounts in Pakistan), one passport-size photograph, initial deposit (varies by bank — typically Rs. 1,000 to Rs. 100,000 depending on account type), and proof of income for current or business accounts. For overseas Pakistanis, the SBP's Asaan Digital Account allows account opening from abroad using NICOP (National Identity Card for Overseas Pakistanis) through a fully digital process — supported by HBL, UBL, MCB, Meezan Bank, Bank Alfalah, and others. Roshan Digital Account (RDA) is another option specifically designed for non-resident Pakistanis. Pensioners and senior citizens may receive priority at some branches — check with your bank.
🚨Lost Card, Fraud, or Banking Emergency in Pakistan — What to Do
If your bank card is lost, stolen, or compromised, block it immediately through your bank's mobile app or call the 24/7 helpline. All major Pakistani banks offer instant card blocking via their apps. Key helpline numbers (24/7): HBL: 021-111-111-425. UBL: 021-111-825-888. MCB: 021-111-000-622. NBP: 021-111-627-627. Meezan Bank: 021-111-331-331. Bank Alfalah: 021-111-225-372. Allied Bank: 021-111-225-225. Faysal Bank: 021-111-171-171. For fraud or unauthorized transactions, report to your bank within 24 hours. Also file a complaint with the FIA Cyber Crime Wing (Federal Investigation Agency) at helpline 9911 or online at fia.gov.pk. The SBP's Banking Mohtasib (Ombudsman) handles unresolved complaints: if your bank does not resolve your complaint within 45 days, you can escalate to the Banking Mohtasib at bankingmohtasib.gov.pk or call their helpline. Emergency cash options: 1Link Cardless Cash allows you to generate an OTP through your mobile banking app and withdraw cash at any 1Link ATM without a physical card. EasyPaisa and JazzCash allow over-the-counter cash withdrawal at agent locations using your mobile number and CNIC. SadaPay and NayaPay virtual cards work with Apple Pay and Google Pay for contactless payments if your physical card is lost.
Frequently Asked Questions
Everything you need to know about banking in Pakistan
Are banks open today in Pakistan?
Pakistani banks are open Monday to Friday, typically 9:00 AM to 5:00 PM, with a prayer break on Friday afternoon. Saturday and Sunday are the weekend; only selected branches open on Saturday. Banks also close on SBP-declared public holidays including Eid-ul-Fitr, Eid-ul-Adha, Pakistan Day, Independence Day, and other national and Islamic holidays. Use our checker tool above for today's exact status.
Are banks open on Friday in Pakistan?
Yes. Friday is a full working day in Pakistan. Branches close for Jumu'ah prayers, roughly 1:00 PM to 2:30 PM under SBP office timings, and reopen in the afternoon (SBP's own Friday hours run to 6:00 PM). During Ramadan, Friday hours are shortened; in 2026 they were 9:00 AM to 12:30 PM.
Are banks open on Saturday in Pakistan?
Most branches are closed. Saturday is part of the weekend in Pakistan, but SBP allows banks to open selected branches on Saturday in major cities, business centres and ports, and each bank must list those branches on its website. ATMs, mobile banking, Raast and IBFT transfers remain available 24/7 on Saturdays.
What are the bank holidays in Pakistan for 2026?
Pakistan observes 15+ bank holidays in 2026 including: Kashmir Day (Feb 5), Eid-ul-Fitr (Mar 20-21), Pakistan Day (Mar 23), Labour Day (May 1), Eid-ul-Adha (May 26-28), Ashura (Jun 25-26), July 1 Bank Holiday (financial year closing), Independence Day (Aug 14), Eid Milad-un-Nabi (Aug 26), Iqbal Day (Nov 9), and Quaid-e-Azam Day (Dec 25). Islamic holidays are subject to moon sighting and may shift by 1-2 days.
How many days do banks close for Eid in Pakistan?
Both Eid-ul-Fitr and Eid-ul-Adha officially close banks for 3 days each. However, when Eid holidays combine with weekends or other holidays, the total closure can extend to 4-5 consecutive days. In March 2026, Eid-ul-Fitr created a 4-day closure: Fri 20 (Eid Day 1), Sat 21 (Eid Day 2), Sun 22 (weekly off), Mon 23 (Pakistan Day). Plan critical banking at least a week before Eid.
What are Ramadan bank hours in Pakistan?
During Ramadan, the SBP issues a circular reducing bank hours. In 2026 the SBP set 9:00 AM to 2:00 PM Monday to Thursday and 9:00 AM to 12:30 PM on Friday. Exact hours are confirmed by SBP circular each year. On the 1st of Ramadan, banks observe a Bank Holiday for Zakat deduction — employees attend office but branches are closed for public dealing.
Does Raast work on bank holidays and weekends?
Yes. Raast, Pakistan's instant payment system launched by the SBP in 2021, operates 24/7/365 — including all bank holidays, Eid, Ramadan, weekends, and every other day. Raast person-to-person transfers are completely free with no charges. You can send money using the recipient's IBAN, mobile number (Raast ID), or CNIC through your bank's mobile app.
What is the July 1 bank holiday in Pakistan?
July 1 is observed as a Bank Holiday in Pakistan for the closing of the financial year. On this day, all banks are closed for public dealing — however, bank employees attend office for internal year-end bookkeeping and auditing. Do not plan any branch visits on July 1. ATMs, Raast, IBFT, and mobile banking continue to work normally.
Can I withdraw cash from ATMs on Eid or holidays?
Yes. ATMs across all banks in Pakistan — HBL, UBL, MCB, NBP, Meezan Bank, and others — operate 24 hours a day, 7 days a week, including all Eid holidays, Ramadan, weekends, and every public holiday. The 1Link ATM network connects all banks. However, ATMs may run out of cash during extended Eid holidays due to high demand, so withdraw cash a day or two before Eid begins.
What is IBFT and does it work on holidays?
IBFT (Inter-Bank Fund Transfer) is Pakistan's electronic transfer system operated through the 1Link network. IBFT works 24/7 including all bank holidays, Eid, and weekends. You can transfer money between any two Pakistani bank accounts via mobile or internet banking. IBFT charges a small fee (typically 0.1% or Rs. 200 maximum). For free transfers, use Raast instead.
Are SadaPay and NayaPay available on holidays?
Yes. SadaPay, NayaPay, and other digital banking platforms operate 24/7/365 through their mobile apps. Since they are digital-first with no physical branches, holidays and weekends have no impact on their services. You can send and receive money, pay bills, and manage your account at any time. EasyPaisa and JazzCash mobile wallets also work 24/7.
What time do banks close on Friday in Pakistan?
Friday is not a short day in Pakistan. Branches pause for Jumu'ah prayers, roughly 1:00 PM to 2:30 PM, then reopen; SBP's own Friday hours run to 6:00 PM and most branches close at their usual weekday time. During Ramadan Friday hours are shortened (9:00 AM to 12:30 PM in 2026). Always check with your specific branch.
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