Are Banks Open Today in Georgia?
Banks in Georgia are open Monday to Friday from 9:30 AM to 5:30 PM, with many branches also open on Saturdays. Georgia observes both national and Orthodox Christian holidays when banks are closed, including Orthodox Christmas (January 7) and Independence Day (May 26). TBC Bank and Bank of Georgia dominate the market, together holding over 80% of banking assets.
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Upcoming Bank Holidays in Georgia
Plan ahead with our comprehensive list of upcoming bank holidays
Please note that holiday observance may vary by bank and region. Always check with your local bank for specific holiday schedules.
Banking Hours in Georgia 2026
Complete guide to bank operating hours across Georgia. Hours shown are specific to each bank.
Standard Banking Hours
Georgian banks operate Monday through Friday from 9:30 AM to 5:30 PM, though some branches open as early as 9:00 AM. Major banks in Tbilisi and other cities offer Saturday services from 10:00 AM to 3:00 PM. Banks are closed on Sundays and all national holidays, particularly Orthodox Christian celebrations. Mobile banking apps, ATMs, and online banking are available 24/7. Georgia's banking hours align with European business standards while accommodating Orthodox holiday observances.
Note: Individual banks have specific hours shown in the table below. Always verify with your specific branch before visiting.
About Banking Hours in Georgia
Banking institutions in Georgia generally operate during standard business hours on weekdays. However, operating hours can vary significantly based on the bank, branch location, and local regulations.
Weekend Hours: Many banks in Georgia are closed on weekends, though some branches in major cities or shopping centers may offer limited Saturday hours. Sunday operations are rare and typically limited to ATM services. Are banks open on Saturday in Georgia? Are banks open on Sunday in Georgia?
Holiday Closures: Banks in Georgia observe national public holidays and may also close for regional holidays. During holiday seasons, some branches may operate on reduced hours.
Extended Hours: Select branches, particularly those in commercial districts or transportation hubs, may offer extended hours to accommodate customer needs. Check with your specific branch for their exact schedule.
Bank Operating Hours in Georgia 2026
Showing 12 banks - Scroll within table to see all
| Bank Name | Weekday Hours | Saturday | Sunday |
|---|---|---|---|
Bank of Georgia | 09:30 - 19:00 | 10:00 - 14:00 | Closed |
TBC Bank | 09:30 - 18:00 | 10:00 - 14:00 | Closed |
Liberty Bank | 10:00 - 17:30 | 10:00 - 14:30 | Closed |
VTB Bank Georgia | 09:30 - 18:00 | Closed | Closed |
Basis Bank | 10:00 - 18:00 | 10:00 - 14:30 | Closed |
Credo Bank | 10:00 - 17:30 | 10:15 - 12:15 | Closed |
ProCredit Bank | 10:00 - 18:00 | 10:00 - 14:00 | Closed |
Terabank | 10:00 - 18:00 | 10:00 - 14:00 | Closed |
Halyk Bank Georgia | 10:00 - 17:30 | 10:00 - 14:00 | Closed |
Ziraat Bank Georgia | 10:00 - 18:00 | Closed | Closed |
Finca Bank | 09:30 - 17:30 | 09:30 - 14:00 | Closed |
JSC Cartu Bank | 10:00 - 18:00 | Closed | Closed |
*Limited Hours: Some branches may be open on Saturdays with reduced hours.
Note: Hours shown are typical for each bank. Individual branches may vary. Always confirm with your specific branch before visiting.
Online Banks: Banks marked as "24/7 Online" operate primarily through digital channels with no physical branches or very limited branch access.
Tips for Banking in Georgia
- •Visit during mid-morning or early afternoon to avoid peak hours
- •Check bank holidays before planning your visit
- •Use online banking for routine transactions to save time
- •ATMs are available 24/7 for basic banking needs
Important Reminders
- •Banks are closed on public holidays throughout Georgia
- •Some banks may have reduced hours during holiday seasons
- •Branch hours in rural areas may differ from urban centers
- •Always call ahead to confirm hours for your specific branch
2026 Banking Holidays in Georgia
Complete list of bank holidays for Georgia in 2026
*Some movable holidays (e.g., religious observances) may be adjusted. Verify with your local bank for exact dates.
General Bank Working Hours
Standard banking hours across Georgia
Georgian banks operate Monday through Friday from 9:30 AM to 5:30 PM, though some branches open as early as 9:00 AM. Major banks in Tbilisi and other cities offer Saturday services from 10:00 AM to 3:00 PM. Banks are closed on Sundays and all national holidays, particularly Orthodox Christian celebrations. Mobile banking apps, ATMs, and online banking are available 24/7. Georgia's banking hours align with European business standards while accommodating Orthodox holiday observances.
Major Banks in Georgia
Leading financial institutions serving customers nationwide
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Bank Opening Status in Georgia — Today, Tomorrow & Holiday Schedule
Georgia is one of the most digitally advanced banking markets in the Caucasus, with 14 licensed commercial banks all headquartered in Tbilisi and regulated by the National Bank of Georgia. Two banks — TBC Bank and Bank of Georgia — together account for over 70% of total banking sector assets and are both listed on the London Stock Exchange, giving Georgia's banking system unusually strong international credibility. Georgian banks follow a standard Monday–Friday schedule with limited Saturday hours. The country observes 18 official public holidays under its Labour Code — one of the highest counts in Europe — most of which follow the Georgian Orthodox Church calendar using the Julian calendar, meaning Christmas falls on January 7 and Epiphany on January 19. Georgia uses the Georgian Lari (GEL) as its currency, and both TBC Mobile and the Bank of Georgia app offer full 24/7 digital banking for routine transactions. Georgia's economic liberalization since the 2003 Rose Revolution has created one of the world's most business-friendly environments, and banking has benefited enormously from this transformation. TBC Bank and Bank of Georgia, both London Stock Exchange-listed, have driven innovation that rivals Western European standards including fully digital account opening, instant transfers, and comprehensive mobile banking ecosystems. TBC's Space app and Bank of Georgia's digital platform regularly win international banking innovation awards. Georgia uses the Georgian Lari (GEL) and maintains a floating exchange rate managed by the National Bank of Georgia. Foreign currency accounts in USD and EUR are widely available and commonly used by businesses and expatriates given Georgia's dollarized business culture, particularly in Tbilisi's growing international business community. Georgia has emerged as a significant hub for cryptocurrency activity and has explored CBDC development through the National Bank's digital lari initiative. Georgia's 18 official public holidays include uniquely Georgian celebrations: St. George's Day (November 23), Tbilisoba (Tbilisi City Day, last Sunday of October), and the commemoration of the April 9, 1989 tragedy when Soviet troops dispersed peaceful protesters. Orthodox Christmas on January 7 and Orthodox Easter are the most widely observed religious holidays, with Christmas Eve (January 6) seeing early branch closures across the country. For expatriates and digital nomads — Georgia has become one of the world's most popular destinations for remote workers — TBC Bank and Bank of Georgia both offer streamlined account opening for foreign nationals with just a passport, often completed within 30 minutes at a branch. Georgia's low flat income tax (20%), no capital gains tax for individuals, and straightforward banking access make it an increasingly attractive base for international entrepreneurs and investors.
Frequently Asked Questions
Everything you need to know about banking in Georgia
Are banks open today in Georgia?
Georgian banks are open Monday through Friday from 9:30 AM to 5:30 PM. Select branches in Tbilisi, Batumi, and major cities offer Saturday hours from 10:00 AM to 3:00 PM. Banks are closed on Sundays and all public holidays, especially Orthodox Christian celebrations like Easter and Christmas (January 7).
What are Georgia's banking holidays in 2026?
Georgia observes New Year (Jan 1-2), Orthodox Christmas (Jan 7), Orthodox Easter (Apr 17-20, 4 days), Independence Day (May 26), Victory Day (May 9), Mariamoba (Aug 28), St. George's Day (Nov 23), and other Orthodox holidays. Georgia follows the Julian calendar for Orthodox celebrations.
Why does Georgia celebrate Christmas on January 7?
Georgia follows the Georgian Orthodox Church calendar, which uses the Julian calendar for religious holidays. This places Christmas 13 days later than the Gregorian calendar used in Western Christianity, resulting in January 7 celebrations. Banks are closed on this day.
Which Georgian banks are most reliable?
Bank of Georgia and TBC Bank are the two largest and most established banks, together holding over 80% of the market. Both offer comprehensive digital services, extensive ATM networks, and international banking capabilities. Liberty Bank is the third-largest with strong retail presence.
Is contactless payment common in Georgia?
Yes, Georgia has high contactless payment adoption. Most banks issue contactless cards, and terminals are widespread in Tbilisi and other cities. Mobile payment apps and digital wallets are increasingly popular, especially among younger generations.
Why does Georgia have so many public holidays?
Georgia observes 18 official public holidays under its Labour Code — among the highest in Europe. The majority are tied to the Georgian Orthodox Church calendar, which follows the Julian calendar rather than the Gregorian calendar used in Western countries. This results in unique holiday dates such as Orthodox Christmas on January 7, Orthodox Epiphany on January 19, and a four-day Orthodox Easter period in spring.
Are Georgian banks open on Saturday?
Most major branches of Bank of Georgia and TBC Bank are open on Saturdays, typically from 10:00 AM to 2:00 PM or 3:00 PM. Branches in shopping centres in Tbilisi often maintain Saturday hours. Smaller regional branches and rural towns may be fully closed on Saturdays. Liberty Bank and Credo Bank have more limited Saturday availability.
Can foreigners open a bank account in Georgia?
Yes — Georgia is one of the easiest countries in the world for non-residents to open a bank account. Both TBC Bank and Bank of Georgia allow foreigners to open a personal account with just a valid passport. No proof of address, utility bill, or local tax ID is required. The account opening process typically takes 30 minutes in-branch.
What is the Georgian Lari (GEL)?
The Georgian Lari (GEL) is the national currency of Georgia, regulated by the National Bank of Georgia. USD, EUR, and GBP can be exchanged at any bank branch or official currency exchange office. Major Georgian banks also offer multi-currency accounts in GEL, USD, and EUR for residents and non-residents alike.
Are banks open on Georgian Independence Day?
No. May 26 — Georgian Independence Day — is a national public holiday and all banks are closed. It is one of Georgia's most significant national celebrations, marking independence declared in 1991. Plan all branch transactions for May 25 or the business day before.
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⚠️Disclaimer: Bank hours may vary based on region and branch. Please contact your local branch for exact timings.
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